has been helping people find the right insurance for over 40 years! We have been through it all and can give you sound advice. Since 1974, at have been covering families and saving you money! We started as a small company serving Northern California, and now are serving thousands of consumers all over the country. Let us help you save, and find the type of security in insurance that you are looking for.

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Auto insurance: it's the law!

You must have insurance to legally drive a vehicle. If you are caught without insurance you could have some heavy fines. We don’t want this to happen, so we try to find the best possible discounts for drivers. To own and register a car in most states, you must possess a valid, active, auto insurance policy. There are many options to consider such as the type of coverage you may be wanting. There are also policy limits to consider. Where you live could greatly affect your policy premiums as well. Finding the correct balance for your individual situation is critical, so you are adequately covered while paying the cheapest car insurance rates. Costs can vary wildly between policies. With our team of Licensed Insurance Professionals, we can help you find all the possible discounts offered by numerous Insurance Carriers. We are here to help you attain the best possible insurance, for the least amount of money. has been helping customers do just that since 1974 and continue to do so everyday.

Auto Insurance Tips:

Let our staff help you find all of the discounts you may be eligible for. CheapInsurance is a brokerage that has access to dozens of insurance companies. We can find you the best rate for your current situation, no matter what that may be. We shop for you. Should you have a perfect driving record or if you are an unlucky driver, can find you the best car insurance at rates you can afford. There are a few things we will need to know to better assist you such as:
  • What is your age and the age of your drivers? Did you know that the younger the driver the more the policy?
  • Teenagers are four times more likely to get into an auto accident. Because of this, insurance policies for younger people can be much more.
  • There are insurance policies for risky drivers as well. You may pay more for your insurance policy if you are a “high-risk” driver.
  • Having multiple tickets, or a DUI, you may be unable to attain the lowest insurance policy. However, can make sure you are still covered with the insurance that is required.
  • Do you have a salvage title on your car? Insurance policies may be more because of this and some companies will not insure you. We can find those companies that will.
  • Are you a low-income or high-risk driver?
  • Do you have a drivers license? You cannot obtain insurance without this.
Discounts Here are just some of the discounts that customers can take advantage of:
  • Discounts for safety courses taken- taking a safety course can help your premiums go down because it proves that you are a safe driver.
  • Marital discounts
  • Good driver discounts- having a driving record which shows safe driving and responsible skills will only help you when shopping for insurance.
  • Multi-car discounts- Not only having multiple cars can help, but the types of cars your family drives could save you.
  • Multi-policy discounts- You may want to consider getting homeowners insurance, motorcycle insurance, car insurance, SR22 insurance and much more from the same insurance company.
  • Association discounts
  • Education discounts
  • Occupation discounts- Depending on what kind of job you have and how far you need to commute for that job could make a difference in your policy choice and price.
  • Excess vehicle discounts
  • Mileage discounts- Keeping low miles on your vehicle should keep your premiums lower.
  • And many more!
Everyone deserves to know their options. Insurance coverage is not only the law in the most states, but it is a smart choice to make for you and your family. You may not realize it, but having the proper insurance coverage could means saving thousands of dollars from leaving your pocket. For example, in California, the minimum amount of insurance that you must have:
  • Bodily Injury Liability Limits: $30,000 per occurrence/ $15,000 per person
  • Property Damage Liability Limits: $5,000 per occurrence
These cheap car insurance options will only protect the other party involved in a crash. There are other options which will protect your and your own vehicle.

Even though you only need a minimum amount of car insurance in most states, you may want full coverage. Full coverage will make sure that you feel risk-free while driving. Do you commute in heavy traffic? Do you travel many miles per year? Do you transport children? Don’t take the risk of just settling for the minimum coverage. You will want to know that your safety and the safety of others is taken care of. You may be able to save depending on the vehicle that you drive. Each vehicle has a certain risk factor. Find out if your vehicle is less or more expensive to insure. You might be surprised. Check out our Ultimate Cheap Car Insurance Guide . It only takes a few minutes, and it has fantastic information for the insurance consumer. We are happy to answer any question you may have regarding your coverage or options, and will make sure you have the coverage that meets YOUR needs. We are here for the consumer, not for the insurance companies. Your best interests are our priority.

  • Medical coverage for you and your passengers- Medical coverage can make a huge difference for your security and safety.
  • Towing and roadside assistance- You may not only need this for a crash, but if you break down. Roadside assistance can save you time and money.
  • Rental reimbursement- You could be covered or reimbursed for a rental car when you are involved in a crash.
  • Uninsured Motorist coverage- this will make sure that you are still covered even if someone without insurance hits you.
  • Full glass coverage- this is additional coverage for your car to cover glass windows and doors.
  • Loan/lease coverage- when you have a loan or a lease out on a vehicle, your coverage needs to be different. Most of the time a full policy is required.
All of our quotes are no obligation, hassle free. Get Your INSTANT Auto Quote from Now » With auto insurance from you can relax behind the wheel knowing that your policy is customized for you. Whether you need comprehensive and collision coverage, liability coverage, roadside assistance, or other options, your policy will be specifically tailored to your needs. Facts about California Auto Insurance:
  • Auto liability insurance is required in California, but the state only requires minimum liability.
  • The required liability limits for Auto Insurance are $15,000 per person / $30,000 per occurrence for Bodily Injury liability and $5000 for Property Damage Liability
  • Basic California liability for Autos provides no coverage for your vehicle if you are at fault, or if your vehicle is stolen.
  • If you are financing a car, most banks or lending institutions will require comprehensive and collision coverage (usually not to exceed a $1,000 deductible)
  • Rates can vary depending on frequency of use, length of commute, territory, etc.
  • Rates can depend on the city you live in and the amount of miles you drive your vehicle.
  • Almost 20% of California drivers are uninsured. You do not want to be one of them.
  • You must have proof of insurance and your car registration in your car at all times. These must be available in case you are in an accident or are pulled over.
Things To Know Here are some key terms that you may need to know when purchasing insurance:
  • An Accident is any unintended event that causes loss to property or life.
  • The number of uninsured drivers in California are estimated to be as high as 23%. Keep this in mind when you are choosing whether or not to purchase the optional Uninsured Motorist Coverage
  • A deductible is an agreed upon dollar amount in which you “share the risk” with your insurance company if your vehicle is damaged.
    • For example, if your vehicle is worth $10,000 and your deductible is $500, in the event of a total loss, your insurance company will pay up to $9,500 (after your deductible is paid).
    • Rental coverage provides a reimbursement for expenses accrued for renting a replacement vehicle (up to an agreed upon dollar amount) while your primary vehicle is being repaired. Generally only applies if your primary vehicle is being repaired due to damage caused from a covered loss.
  • An agent is a person who sells insurance and must be licensed to do so. Our agents are licensed and trained to help you receive the highest discounts.
  • Bodily Injury Liability Coverage will pay the injured party if you are at fault in an accident. It may also cover legal fee’s or loss of wages.
  • Bundling is coverage that includes multiple policies such as auto and homeowners insurance that are combined to save the consumer on premium costs.
  • Claim- a claim is a request to the insurance agency for compensation due to covered loss.
  • Comprehensive coverage is for loss not caused by an accident, such as theft or damage.
  • Defensive driving courses area a great way to keep your costs low. This is a class where you can improve your driving and may prevent a citation on your record.
  • Deductible is a portion of a claim paid by the insured which is a set amount stated in ones insurance policy. You have the option of choosing ahead of time what your deductibles will be.
  • Liability Coverage is a type of coverage that pays someone that you have injured or property you have damaged which is declared your fault.
  • Property Damage coverage is coverage for any type of damage to a vehicle such as broken windows or dents.
  • SR22 Insurance is a vehicle liability document required by the Department of Motor Vehicles for “high-risk” drivers. It is a document issued by your insurance company showing proof that you are carrying the minimum auto insurance required in your state
  • Roadside Assistance Coverage is additional coverage which provides assistance such as towing, battery jumpstart and emergency key replacement services.
If you have educated yourself on what Cheap Insurance can offer you and know which policies you need, you are ready to purchase your policy. Here are the next steps you should take:
  • Choose your product: auto insurance
  • Enter your zip code: where you live determines which carriers are available and can effect your rates
  • Get a list of carriers that are available in your area
  • Click a carrier to get your instant quote!
Your policy can be sent to your inbox within minutes! You can find the best cheap car insurance quotes in as little as a few minutes. Reviewing our insurance guides at can be helpful when learning about what policies, and coverages you may need. Being prepared and organized when purchasing insurance will pay off in large ways. Talking to a representative will be the key to obtaining the best insurance policies for you and your family. Our job is not only to provide you with the best coverage and the best customer service, but also to make sure you know exactly what you are purchasing and what it covers. At, we know that you’re not looking for cheap insurance, but insurance for cheap! At we appreciate your business and look forward to a long and successful relationship with you and your family. Let us help you find the insurance policy you deserve today!