Get Insurance Done Simply With

Since 1974, has been providing cheap insurance quotes and affordable coverage options to Americans across the U.S.

That’s 50 years of finding the best insurance quotes at the cheapest rates. If you’re wanting to find cheap insurance quotes quickly and easily, has got you covered!

50 years of experience.
Get the right coverage for your vehicle now! It's simple and fast!

The History of

Our roots at trace back to 1974 when our original owner Dave Hosford rebranded his local insurance brokerage in Sacramento, California, as ‘Cheap Insurance Agency’.

He believed that there was a need to provide the best quality insurance to whom he described as ‘unlucky drivers’, whom he regarded as drivers who were prone to high accident rates, moving violations, had specialty vehicles, or who were generally hard to insure.

Our original motto was ‘Not cheap insurance, but insurance for cheap’.

1974 - 1981

Highly successful business model providing quality car insurance at affordable prices grows in Northern California.

Cheap Insurance Agency opens multiple local offices in the Sacramento area.

Offices begin writing over 500 car insurance policies per month.

1982 - 1989
Cheap Insurance Agency opens local offices in California's Central Valley, including locations in Stockton and Modesto, as well as Roseville and Yuba City.
1990 - 1997

Cheap Insurance Agency opens more California
locations in San Jose, Auburn, Merced, Rancho Cordova, Concord, San Pablo, San Leandro, Oroville, Chico, and Lodi.

Cheap Insurance Agency creates the website in recognizing the need to provide a place for insurance customers to seek insurance answers, and to provide more accessible customer service.

Cheap Insurance Agency begins a collaborative program with the California Association of Drinking Drivers Treatment Programs, providing assistance for drivers convicted of a DUI seeking to find a path to improve and repair their lives.


The first website redesign
focuses on improved consumer options and support, 
with a focus on quality.

Company motto changes to ‘Not just the Cheapest, the

2005 - 2007

Hosford chooses to retire, selling Cheap Insurance Agency to Fausto Bucheli Jr.

With a goal of growing the agency and providing quality insurance products to California consumers, Bucheli opens a new office in North Sacramento.

In 2006, Bucheli purchases several existing local insurance agencies, expanding Cheap Insurance Agency's California presence with an additional two offices in Stockton, another office in San Jose, and locations in Santa Rosa and Fremont.


Along with the negative impact of the 2007 recession, Cheap Insurance Agency begins researching methods to serve an ever-growing client base and establish a potential national footprint

2009 - 2011

After a significant study in 2009 on how to best optimize service for insurance customers, Cheap Insurance Agency begins to operate a dual insurance model by:

• Staffing a large California local agency office in Sacramento.

• Providing California insurance services through phone, e-commerce, and fax.

• Providing insurance quotes and policies through a national insurance network directly using national insurance carriers.

2012 - 2018

The dual model continues to evolve and improve, enabling national consumer demand to quickly overtake the local California market.

With another website redesign and optimization, Cheap Insurance Agency becomes

This dual model becomes known as ‘Insurance In Your Inbox’.

2019 - TODAY

A BETTER WAY TO SAVE continues to refine and optimize insurance shopping for consumers. Online insurance quotes are given within minutes, with the opportunity to purchase coverage online.

An improved phone shopping experience is developed, which allows national callers to speak directly with a national network of insurance carriers and agents with just one click needed to activate a cell phone call.

We Keep Insurance Quotes Simple and Affordable!

Our mission is simple—we will help you find the insurance you need at the best possible price. In fact, getting the best insurance at the cheapest price is as easy as one, two, three…

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Choose Your Insurance

Enter Your Zip Code

Select A Quote

The Cheap Insurance We Offer offers a wide range of insurance coverage options that are tailored exactly to your needs.

Choose from cheap car insurance, sr-22 insurance, motorcycle insurance, home insurance, renter insurance RV and trailer insurance, boat insurance, and life insurance options.

We have access to the best insurance deals from all the top U.S. insurance companies, so whether you need liability coverage, collision coverage, comprehensive coverage, or full coverage—we can help you!

Why Choose

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We’ve vetted each and every insurance company that we recommend at, to make sure you not only get the best insurance deal, but also the best possible service.

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Whenever you compare quotes with us, we promise to bring you the best deals available on all our insurance products from nationally rated U.S. insurance companies.

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Our customers know that they can return to us time and time again when they need to check and compare their insurance rates. Because we’re linked to all the best insurers, we can bring you all the quotes you need right here, right now

At, We Always Put You First!

Take a look at what customers just like you have had to say about their service with us.

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Get Cheap Insurance Coverage Your Way provides you with multiple ways to get affordable insurance quotes.

While some of our customers are happy to buy online, some want to speak to an insurance representative. We’re here to help you in whichever way you prefer. The choice is always yours.



(800) 486-1866

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Your Frequently Asked Questions

Browse some of the common questions that customers have about insurance right here. If we haven’t answered your question, reach out to us below: has been in operation since 1974—that’s 50 years! We’ve grown into one of the largest providers of the best, cheapest car, boat, motorcycle, home, life, trailer, renter, and health insurance in the U.S

We’re proud to say that we are one of the best car insurance referral companies around. 

But don’t take our word for it. We’ve received hundreds of testimonials from happy customers who value our service and mention our insurance agents by name. 

Here is just one such testimonial:

“Your company has handled my insurance policies for a number of years.

During that time I have worked with a number of agents. 

Recently, I have been dealing with Randy, and I felt a need to let you know how pleased I am with the services he has provided. 

He is courteous, efficient, and very helpful. He always keeps his word and takes time to ensure that I understand various aspects and options related to my insurance matters. 

He has always been very punctual in keeping our telephone appointments. It is always easy to contact him. 

I appreciate his service and I am most grateful for his assistance with a recent unfortunate situation. 

Inadequate follow-up professionally left me in a very damaging and stressful position. Randy developed a strategy, which basically took care of the problem. 

Randy takes his job very seriously. He makes it clear that his major goal is to represent the company well. He takes pride in giving clients outstanding service. Randy Pozo is a true asset to your company. 

I am happy to have him as my agent.”

Carolyn Ann M – Sacramento

We were founded in 1974. That’s 50 years of providing the best, personalized insurance solutions to our customers.

We’ve grown enormously over the years and our business model has developed in line with the changing needs of our customers and advances in technology.

We use state-of-the-art technology and continue to develop how we provide insurance to you to keep up with current trends and meet the expectations and needs of our customers.

Although we originally only served California, where our business was founded, today you can buy insurance in every state across the U.S. by using the quote engine.

Back in 1974, our original business model was to provide insurance to people who were considered difficult to insure. We still help high-risk drivers today. Whether you have an SR-22, FR-44, or any other high-risk profile attached to your driving record, we are able to help you.

How much you will pay for your insurance depends on several factors and no two people’s insurance needs are the same. 

While we offer you as many insurance quotes from as many insurance providers as possible, your final quote will depend on the information you supply when completing your insurance quote application.

In addition to your zip code, we will ask you a few questions so that we can bring you the cheapest, personalized quotes available. Some of these details include:

  • Your name.
  • Your age.
  • Driving history.
  • Vehicle year.
  • Vehicle model.
  • Whether you own, lease, or finance your vehicle. 
  • The primary use of your vehicle.
  • The annual mileage of your vehicle.
  • How much coverage you need.
  • Your current insurer.
  • How long you have had continuous insurance.
  • How many drivers will be on your policy.
  • Your gender.
  • Whether you are married.
  • Your education level.
  • Your occupation.
  • Your credit score.
  • Any incidents on your driving record.
  • Whether you own or rent your home.
  • Your birth date.
  • Your address.
  • Your email.
  • Your phone number.


With this information, we’re able to provide you with the most accurate, cheap insurance quotes from the best insurance companies in your area.