Driving in Wisconsin: Statewide Stats

One of the best ways to save money on your insurance is to know what factors go into pricing in your state. Things like population density, uninsured motorist rates, and weather conditions all play a factor. Speaking to a live agent can help, either online or on the phone. They can help you sort through the choices for cheap insurance Wisconsin offers.

Of the 800 fatalities from car accidents in the state, 100 of those incidents had poor weather conditions such as snow, fog, and rain present.

There are over 5.2 million registered vehicles in the state, for 4 million or so drivers.

Wisconsin’s weather can be a bit unpredictable, leading to sudden changes in driving conditions. For up-to-date info, residents can dial 511, or visit the Department of Transportation’s website.

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State Car Insurance Requirements

Wisconsin requires the following coverage in order to register a vehicle in the state:

Operating a motor vehicle without insurance can result in a fine of up to $500. More information can be found here.

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Helpful Resources

DMV website

The state’s Department of Transportation handles most licensing and vehicle registration.

Registration Information

Vehicles registrations can be renewed online here.

DUI Information

In 2012, Mothers Against Drunk Driving found that there were 200 drunk driving fatalities (representing 33% of all traffic deaths). There were over 33,000 DUI arrests (26,000 convictions). The higher than average rates of DUIs are attributed to the fact that Wisconsin is the only state in the nation where a first offense is not a crime, but a traffic ticket.

If you are stopped for drunk driving and it is your first offense, you will face the following penalties:

Further violations are punishable of up to 6 years in jail, $10,000 in fines, and a license suspension of up to 3 years. Ignition interlock devices become mandatory after the second offense.

More information can be found here.

The Bottom Line

As with most states, auto insurance rates are highest in the major urban areas which, in Wisconsin, include Madison, Milwaukee, Green Bay, and Kenosha.

We Have Your Town Covered!

Average Annual Premiums in Wisconsin = $987 | via Insure.com