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In 2011 Delaware State Police reported 20,872 traffic accidents resulting in 103 deaths, 7,694 injuries and over $435 million in economic losses for the state. Most insurance companies use statistics like these as an reason to increase insurance policy premiums. However, the number of choices for car insurance Delaware agencies can offer has been rising, which has helped keep the average cost of insurance low.

More choices means lower prices. If you are shopping for insurance, or are simply looking for a lower rate, taking a few minutes to learn more about your state can help you save big.

Insurance Facts in Delaware

The penalty for driving without insurance in Delaware is a minimum fine of $1,500 and a 6-month license suspension for the first offense. Multiple offenses have a minimum fine of $3,000.

There are over 850,000 registered vehicles in the state of Delaware, but only 650,000 licensed drivers.


Delaware Car Insurance Requirements

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Helpful Resources

DMV website

The Delaware Division of Motor Vehicles’ website can be found here. There are 4 offices throughout the state, in Wilmington, New Castle, Dover and Georgetown.

Registration Information

Vehicle registration is handled by the Delaware Division of Motor Vehicles. New residents must title and register their vehicles within 60 days of becoming residents. Delaware has a one-time titling fee of $25, and an annual registration fee of $40 for passenger vehicles. To know more about car insurance Delaware, contact our experts now.

We Have Your Town Covered!

Average Annual Premiums in Delaware = $1,652 | via Insure.com