The Buckeye State

Ohio is an amazing midwest state full of beauty and places to explore.

Some may think of it as a fly over state, but it is so much more than that.

The location of Ohio is interesting because if boarders many other states such as Michigan, Indiana, Kentucky, West Virginia, and Pennsylvania.

It also touches one of the great lakes, Lake Erie.

Ohio is a mixture of agriculture and small towns, along with a large bustling Cleveland.

Because of its close proximity to so many other states, you may even live in Ohio but commute to work in other states.

This is one way that Ohio is different than other states.

You can find the Rock and Roll Hall of Fame in Cleveland, and the Cuyahoga Valley National Park in another part of Ohio.

In Ohio, you truly have the best of both worlds.

You can have a city life, or a simple country life.

Visit the beautiful Ohio River which runs through the state.

Take note of the many museums and great restaurants that this great state has to offer.

Residents of the Buckeye State enjoy the many choices for cheap insurance Ohio has available.

Ohio is a state full of smiling faces and families wanting to have a good time.

A true midwestern feel is what you will notice when you visit Ohio.

Having great insurance in Ohio is what will make you feel even more secure.

Ohio Facts

  • Around 16% of drivers in Ohio are uninsured.
  • This can result in a loss of driving privileges for up to 2 years, up to $650 fine, requirement of financial responsibility filing (SR-22), and even vehicle impound.
  • Ohio is within a one-day drive of 50% of the nation’s population, and 70% of its manufacturing, making the state a vital cargo and transportation hub.
  • Ohio has experienced over 200 earthquakes since 1776.
  • Eight U.S. presidents have hailed from Ohio, giving the state the nickname “Mother of Presidents”.
  • The largest industries in the state are manufacturing and financial activities (making up 18% of GDP).
  • The trade/transportation/utilities sector employs over 1 million Ohioans (19% of the state’s workforce).
  • Ohio’s car insurance rates average only $926/year!
  • There are over 9 million licensed drivers in Ohio, with 12 million registered cars on the road.
  • In 2012 there were 287,000 traffic crashes, 1,000 of which were fatal.
  • That may seem like a lot, but it is considerably lower than the national average.
  • All in all Ohio is a safe and affordable place to drive.
  • According to the Century Council, there were a total of 35,629 DUI arrests in 2012.
  • Mothers Against Drunk Driving reported 385 drunk driving fatalities, and 7,386 alcohol related crashes, for a total taxpayer subsidy of $1.8 billion.
  • Ohio does not require an ignition interlock device for convicted drunk drivers, but it does have sobriety checkpoints, child endangerment laws, and license revocation laws.
  • First time offenders receive a jail sentence of 3 days minimum, up to 6 months or a 3 day enrollment in a Driver Intervention Program
  • Drivers licenses are suspended for up to 3 years, with a $450 reinstatement fee, and up to $1,000 in fines.

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Car Insurance

Car insurance in Ohio is very important and not only that, it’s mandatory.

In order to drive anywhere in America, you must have a valid drivers license, current registration and insurance for your vehicle.

Ohio is a relatively safe place to drive.

The roads are not that congested, and the rate of accidents is fairly low in comparison to other states.

You will want to speak with a broker to find out details about insurance in your state.

Get the cheap car insurance Ohio drivers want to feel secure.

Here is the minimum amount needed in Ohio:

  • Bodily Injury liability: $25,000 per person/$50,000 per accident
  • Property Damage liability: $25,000
  • For a full explanation of the minimum coverages, visit Ohio’s Bureau of Motor Vehicles
If you are looking for more, consider adding this to your policy:
  • Medical coverage for you and your passengers- Medical coverage can make a huge difference for your security and safety.
  • Towing and roadside assistance- You may not only need this for a crash, but if you break down. Roadside assistance can save you time and money.
  • Rental reimbursement- You could be covered or reimbursed for a rental car when you are involved in a crash.
  • Uninsured Motorist coverage- this will make sure that you are still covered even if someone without insurance hits you.
  • Full glass coverage- this is additional coverage for your car to cover glass windows and doors.

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