Driving In Maine: Statewide Information

Because of its location at the north east tip of our country, Maine isn’t one of our largest states. In fact, there are only about 1 million licensed drivers, and 1.2 million registered vehicles. The most expensive areas to insure your car are going to be the larger cities like Portland and Lewiston. Residents of those cities are especially encouraged to look over the many options for cheap insurance Maine has available to consumers. It is easier than ever to compare rates.

For instance, our research shows that a 40-year-old man, driving a new Camry with full coverage and liability limits of 100/300/50 can expect to pay only $78/month. That’s for limits that are double the state’s requirements! There are plenty of ways to save, and licensed professionals are standing by, ready to help.

Insurance Facts

Maine drivers are fortunate to have the lowest average car insurance premiums in the nation, with a 12-month average of only $889.

Donā€™t drink and drive! The average financial cost for a Maine resident charged with a DUI is $6,980 plus possible jail time or 90 day driverā€™s license suspension for a first conviction.

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State Car Insurance Requirements

  • Maineā€™s mandatory minimum required coverage for bodily injury insurance to an individual is $50,000.
  • Maineā€™s mandatory minimum required coverage for bodily injury insurance in an accident is $100,000.
  • Maineā€™s mandatory minimum required coverage for property damage is $25,000.
  • Maineā€™s mandatory minimum required coverage for medical payments associated with car insurance is $2,000.

Did you know?

Summer driving is beautiful in Maine, which hosts over 3,400 miles of coastline (more than California!) and several thousand small, mostly unpopulated, islands. However, winter road conditions can change at a momentā€™s notice, therefore all drivers in Maine are encouraged to be prepared for freezing temperatures at all times. Even with the best preparation disaster can strike.

Helpful Resources

DMV website

The Bureau of Motor Vehicles under Maineā€™s Department of the Secretary of the State has authority over most vehicle issues; their website may be found here.

Registration Information

Maine vehicle registrations are handled by local municipal offices, which may be found by map, county, town or zip code here. Out-of-state transfers must be registered within 30 days of your becoming a resident.

We Have Your Town Covered!

Average Annual Premiums in Maine = $889 | via Insure.com