When it comes to cheap insurance, Florida got the short end of the stick!

Every year, thousands of people go online to find cheap car insurance quotes Florida drivers can use. Florida is famous for sand, sun, and surf, but did you know it also has some of the highest car insurance premiums?

It’s true!

Year after year, Florida ranks at or near the top of all states for annual cost of insurance. Minimum car insurance can be well over $1,000 annually. That’s why you should look for cheap insurance Florida drivers can count on!

Why is Car Insurance So Expensive in The Sunshine State?

Some things insurers look at when setting car insurance rates include:

  • Road hazards such as inclement weather
  • Auto accident rates in an average year
  • Auto accident rates in an average year
  • Criminal activity that affects driving

Enter your Zip Code and get a
FREE QUOTE TODAY!

Car Insurance

Getting the best cheap car insurance Florida has to offer starts with talking to an experienced broker. Whether you commute to work every day or only drive every once and a while, your protection is important. The best way to start searching for car insurance is to know more about your car and yourself. You could save money based on where you live, what your credit score is or even what job you have. Living in Florida has so many great pleasures, why risk losing any of it by not being fully covered.

Ask yourself these questions:

  • What is your age and the age of your drivers? Did you know that the younger the driver the more the policy?
  • Teenagers are four times more likely to get into an auto accident. Because of this, insurance policies for younger people can be much more.
  • There are insurance policies for risky drivers as well. You may pay more for your insurance policy if you are a "high-risk" driver.
  • Having multiple tickets, or a DUI, you may be unable to attain the lowest insurance policy. However, Cheap Insurance can make sure you are still covered with the insurance that is required.

State Car Insurance Requirements

  • Florida state is a "no-fault" state. This means that an individual's insurance company covers their losses regardless of fault.
  • Florida requires a minimum of $10,000 for Personal Injury Protection.
  • Florida also requires a minimum of $10,000 Property Damage Liability.
More coverage may be necessary, so here is what you might want to feel fully covered:
  • Collision coverage which will pay for you and your own car in an accident. Even though Florida is a no-fault state, there may still be damages or medical expenses that need to be covered.
  • Comprehensive coverage will cover things such as theft and smaller damages not incurred in an accident.
  • Medical coverage for you and your passengers- Medical coverage can make a huge difference for your security and safety.
  • Towing and roadside assistance- You may not only need this for a crash, but if you break down. Roadside assistance can save you time and money.
  • Rental reimbursement- You could be covered or reimbursed for a rental car when you are involved in a crash.
  • Uninsured Motorist coverage- this will make sure that you are still covered even if someone without insurance hits you.
Don’t wait until it’s too late. Call a broker today and feel more secure when driving tomorrow!

We Have Your Town Covered!