Driving in Kansas
Because rates are on the rise, we recommend that consumers explore as many options for cheap insurance Kansas can offer. Despite having a relatively low population, the recent economic troubles have led to some very unpredictable insurance pricing. Population changes, unemployment rates, and crime rates all play a factor in pricing, as does traffic and driving conditions/patterns.
Here is an example of information that insurance companies use to calculate rates:
Estimated annual miles Kansans drive: 29,787,177,000; Occupants who use seat belts decreased injury by 30.6%; 26% of accidents in the state are caused by inattentiveness.
We believe that the more consumers know, the smarter they can shop.
Insurance Facts
The average 12-month car insurance premium for Kansas registered vehicles as of December, 2011 was $1,212.
Kansas does not use a points system against driver’s licenses for traffic violations. Instead, any individual convicted of 3 major traffic violations in a 12-month period will automatically have their driver’s license either revoked or suspended.
State Car Insurance Requirements
- Mandatory minimum bodily injury coverage per individual in Kansas is $25,000.
- Mandatory minimum bodily injury coverage per accident in Kansas is $50,000.
- Mandatory minimum property damage coverage per accident in Kansas is $10,000.
Did you know?
- Dodge City, Kansas is known as the windiest city in the United States. Average wind speeds clock in at 14 miles per hour.
- Kansas ranks 8th highest in the nation for natural gas production.
- While oil production has stalled in the state, aerospace remains a leading industry supplying thousands of jobs.
Helpful Resources
DMV website
Registration Information
Kansas titling and registration services are processed at the county treasurer’s motor vehicle office. A map of each county’s office with contact information may be found here.
Be sure to bring a copy of a passed Motor Vehicle Examination inspection and proof of insurance. Property taxes may apply, and vary by county.
We Have Your Town Covered!
Average Annual Premiums in Kansas = $1,410 | via Insure.com
