Driving in Virginia: Statewide Stats

Savvy drivers take the time to explore all the options for cheap insurance Virginia has available. For a state its size, Virgina has surprisingly low rates, due in part to the number of companies competing for business.

There are over 7.7 million registered vehicles in the state of Virgina as of 2012, 5.7 million licensed drivers, and 123,579 reported traffic accidents.

Insurance Facts

Around 11% of drivers in Virginia are uninsured. Average annual premiums for auto insurance hover around $1,200 (or $100/month), which is lower than the national average.

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Virginia State Car Insurance Requirements

More information on insurance requirements can be found at the Virgina DMV page.

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Helpful Resources

Department of Motor Vehicles.

The Virginia DMV’s website can be found here, and offers many online services, such as registration and license renewal, downloadable forms, address changes, and practice exams. There is also a tab where you can find your local office if you prefer in-person service.

DUI Information

According to Mothers Against Drunk Driving, there were 211 drunk driving fatalities in 2012 (representing 27% of all total traffic deaths), with 8,777 alcohol related crashes.

Like many states, Virgina law requires ignition interlock devices for all convicted drunk drivers (as of 2012).

First time offenders will face the following penalties:

Further violations can result in felony charges, thousands of dollars in fines, and complete loss of drivers license. More information can be found here.

The Bottom Line

Most of Virginia’s workers are employed by the defense industry in some way (900,000 jobs), but the state also has a high concentration of tech workers. As this latter industry grows, the state’s population is expected to rise as more and more professionals flock to the major cities. This can have an effect on auto insurance rates (especially in urban areas) so most insurance professionals recommend you re-shop your rates at least twice a year.

If it’s that time of year for you, give us a call at the number above. A licensed professional can look over your policy, and recommend ways to save money. Or, if you prefer local help, head to one of our city pages below for a list of local agents!

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Average Annual Premiums in Virginia = $1,297 | via Insure.com