While Jackson’s population has declined in recent years as more people move to the surrounding suburbs, it is still an attractive place to live for a number of reasons. The cost of living is 10% lower than Mississippi’s average (17% lower than the national average), and crime is getting better (300 fewer cars were stolen in 2012 vs. 2011). Jackson’s sprawl helps keep its population density low which contributes to a lower cost of auto insurance. If you are shopping for a new policy, be sure to look at all the many options for cheap insurance Jackson can offer. If you haven’t seen new rates in a while, you might be pleasantly surprised.
Here are some steps toward saving money on your car insurance:
- Think of ways to lower your annual commute miles. If you can take public transportation or car pool, you will probably save money on your liability rates. The less you drive each year, the lower your accident risk. Insurance companies like low risks!
- If you have physical damage coverage on your vehicle, make sure you have some sort of security system installed. Most companies will give you a discount for it that outweighs the cost of the alarm.
- Check for more discounts! You can get lower rates if you are a member of the military (or veteran), if you are 55+ and have taken a Defensive Driving Course, belong to an alumni association, professional group or trade/labor union. Heck, some companies give you a discount for being a member of a credit union! When you are speaking with your agent, he or she should have a list of your company’s available discounts.
Comparison shop!
Don’t settle for the first offer you get, especially since it’s easier than ever to shop around. You got to our website, so you know how to use a computer. Did you know you can get a number of quotes in just a few minutes! All we need to start helping you is your zip code!