Cheap Insurance Tempe

Cheap Car Insurance Tempe

Home of ASU, Tempe has a population of around 160,000 and experienced its biggest population boom in the ’50s and ’60s (this is credited to the accessibility of home air-conditioning). Local economy is centered around the service and retail industries, but ASU is the city’s top employer. Cost of living is rising as the economy improves, and the unemployment rate is gradually lowering. Despite this, residents are encouraged to take time to explore all the various options for cheap insurance Tempe can offer. Comparison shopping is the #1 way to save money on your car insurance.

Things to know about Tempe:

  • Cost of living is about average for the state and slightly lower than the national average.
  • Tempe has a high population density compared to other Arizona cities, so liability rates can be a bit higher. The more drivers on the road, the greater the risk of being involved in an accident.
  • The city serves as a crossroads of sorts for the surrounding cities, so traffic can get congested, especially in southern Tempe (closer to the 202 freeway).
  • Crime has been pretty bad recently (specifically violent crime) and there were almost 500 cars stolen in 2012.
  • There are some decent options for public transportation, including bus lines and a light-rail system. If this is an option for your daily commute, we recommend using it. The less miles you put on your car each year, the lower your auto insurance rates.

Some Ways to Save in Tempe:

  • Arizona’s state minimums might be the cheapest coverage option, but it’s usually not adequate for most drivers. Especially considering the rising cost of automobiles. You can usually increase your liability limits for a just a few extra dollars a month, so if you want more coverage start there!
  • Be sure to ask about additional discounts, like the higher education discount or the Affinity/Group Discount.

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