The Rose City
Portland, Oregon is a stunning city with bridges and waterways galore.
You can find no other city quite like this one and that is why residents love to live here.
With unique coffee shops and micro breweries, small businesses are very prevalent here.
Much of the culture in Portland is made up of artists, artisans and small shop owners trying to make it work.
This is a community of peacemakers, dreamers and industrial people.
With 640 thousand residents, it is the largest city in Oregon and the most diverse.
Almost 60% of all of the Oregon residents live in Portland. For a small state, Portland is one large city!
The views in Portland are beautiful wherever you are. Snow capped mountains in the backgrounds and rivers abundant in the foreground.
The cityscape is made up of brick buildings, large glass structures and tiny bookstores.
From the Japanese Garden to the Portland Zoo, there is always something to do in this great city.
Known for it’s bike paths and easy city access, people are careful where they step here.
Leaving a carbon footprint is not at all what Portland is about.
Saving the environment and being gentle with and how we use it is very important to the culture of Portland.
The theater and music scenes are also one of a kind here in Portland.
Basically anyone with a dream and a passion will love being in this humble city.
If you commute in Portland or drive into the city for work, you will need car insurance.
Maybe there is great transportation in this city, but most people choose to drive.
If you are looking into purchasing a home and settling down here, you will need homeowners insurance.
Get the cheap insurance Portland residents want and need.
How Can I Attain The Best Insurance In Portland?
The first thing you should do when looking for great insurance is to talk with a broker.
They are professionals who can help you attain great deals on insurance of every kind.
You may want to consider bundling your different policies together to save even more money.
Many times insurance companies will reward loyalty from their customers.
Getting the insurance you want means knowing the laws of your state and what you will need.
You could have a trusted insurance policy for a price you can afford.
Get the cheap insurance you deserve when you talk to a representative about your options.
Let’s see what kinds of insurance policies you might be interested in..
Insurance Requirements Portland
Car Insurance
Car insurance in Oregon is something you must have in order to drive.
Having a valid drivers license and current registration is also mandatory in order to operate a vehicle.
You should keep all of these documents on you whenever you drive in case you get into an accident or get pulled over.
Car insurance is essential for covering not only the other parties damages but your own.
To do this you will need to attain full coverage.
Whenever you have a loan out on your car, you will need to carry full coverage as well.
Get the cheap car insurance Portland drivers need to feel secure out on the road.
It is a great privilege to drive, so why not be responsible while doing it?
- Bodily Injury Liability: up to $25,000 per person, up to $50,000 per accident.
- Property Damage Liability: up to $20,000 per accident.
Additional coverage requirements:
- $15,000 PIP (Personal Injury Protection), covers medical, dental, and other expenses accrued after the crash
- Uninsured Motorist coverage, $25,000 per person/$50,000 per accident for bodily injury.
- Medical coverage for you and your passengers- Medical coverage can make a huge difference for your security and safety.
- Towing and roadside assistance- You may not only need this for a crash, but if you break down. Roadside assistance can save you time and money.
- Rental reimbursement- You could be covered or reimbursed for a rental car when you are involved in a crash.
- Collision and comprehensive coverage which covers your own damages.
- Full glass coverage- this is additional coverage for your car to cover glass windows and doors.
- Loan/lease coverage- when you have a loan or a lease out on a vehicle, your coverage needs to be different. Most of the time a full policy is required.
#1 Most Effective Cost-Saving Measure
The absolute most effective way to save money on your car insurance is to re-shop your rates. We recommend twice a year at minimum, more if you have the time. With our online tools, we have stream-lined the process for you so that it only takes minutes.
Here are the steps:
- Submit your zip code below
- Fill in some very basic information about yourself (remember, the more information we have the more accurate the rate will be)
- Start seeing offers!
Other Ways To Save
- Know your neighborhood. Rates very by territory, especially in cities as big as Portland. As an example, residents of the Pearl District or Woodstock are going to bay different rates than residents of Downtown Portland or St. Johns.
- Take public transportation, or walk! The city is one of the friendliest in the nation when it comes to alternative modes of travel. You can conceivable skip your car entirely on your commute. This can help your rates a lot, as companies base their price in part on how many miles you drive each year.
- Pay your bills electronically. If you’re like most consumers, you pay your insurance monthly. By enrolling in electronic funds transfer, you can usually save between $5 and $10 a month. This also reduces the likelihood your policy will cancel for a missed payment.
