Cheap Insurance El Paso

A Beautiful Border Town

 

El Paso, Texas has a long history of protecting the United States borders.

This large city is the 6th biggest in population for Texas.

With a population of around 650 thousand residents, El Paso holds its own.

El Paso stretches out along the Rio Grande. A large and famous river, the Rio Grande attracts tourists from all over the world.

The best part about El Paso, the the distinctness of its desert surroundings and wildlife.

Step into Franklin Mountains State Park which surrounds the city.

You will find Golden Eagles, Coyotes, cactus and much more.

The desert is its own kind of beauty and makes for a beautiful sunset.

Most of the residents here are proud to be part of such an interesting and eclectic city.

Only a few miles south is Mexico, and El Paso has a long history with the Mexican and Native American peoples.

At an elevation of almost four thousand feet, this booming city is more of a high desert.

It get snowfall and rain, and hot, dry summers.

The United States Border Patrol was founded in 1924, and the museum of its history is located here.

El Paso is one of the largest bilingual cities in America and the world.

There is also a, enormous bilingual workforce that resides here.

El Paso has been ranked as one of the safest large cities in all of the United States.

If you are looking to settle down in the southern region of Texas, El Paso is a great place.

Whether you have lived here for years or are interested in purchasing a home here for the first time, you will need great insurance.

 

How Do I Get Insurance In El Paso?

 

El Paso is a friendly town and the people here are close.

You will want to protect them and yourself in case of a car accident, motorcycle collision or any natural disasters.

That is why buying the cheap insurance El Paso citizens need is so important.

The first thing you should do when looking for great insurance is to contact a broker.

They are trained in the field and know how to best serve you.

A broker works for the consumer which is you and not the insurance company.

They can help you acquire discounts and get you on your way in a timely matter.

Educate yourself on the laws in your state and understand what sort of insurance you are looking for.

Let’s see what kinds of policies are out there for you to consider.

 

Insurance Requirements El Paso

Car Insurance

 

If you want the best car insurance El Paso has to offer, you need to consider first what the laws are.

There is a minimum amount of car insurance mandatory in the state of Texas.

Getting the best cheap car insurance El Paso drivers need is easy.

Here is what you will need, even though you may want more.

Texas’ Car Insurance Requirements

 

  • Bodily Injury coverage requirements are a minimum of $30,000 per person and $60,000 per accident.
  • Property damage liability minimum requirements are $25,000.
  • Uninsured Motorist coverage is not required, but insurance company’s are required to offer it, and explain the coverage to consumers.

 

Other coverages to add to your policy for better protection:

  • Collision coverage which covers you and your own vehicle if damaged in an accident
  • Comprehensive coverage which will cover theft and small damages not incurred from an accident
  • Towing and Roadside Assistance will be greatly welcomed if you get stranded on the side of the road.

 

The best way to save money on your car insurance is to be a safe driver.

You can also bundle your car insurance policy with another policy.

for example bundle homeowners insurance or renters insurance with the same company and they will reward you for your loyalty.

The key to buying great insurance is knowing how to get the best deal.

This is where a broker can come in handy.

Call your helpful representative today and find out more about your rights as a driver.

You could have a free quote in minutes.

 

Car Quote

 

Motorcycle Insurance

 

Motorcycle insurance is very similar to car insurance in the state of Texas.

You need a minimum amount of insurance to operate a motorcycle.

However, most riders realize how dangerous a motorcycle can be.

It leaves you vulnerable and open for injury when on two wheels.

This is why most motorcycle enthusiasts choose to carry full coverage on their bikes.

 

Here is what that looks like:

  • $60,000 bodily injury coverage total per accident.
  • $25,000 property damage coverage per accident.
  • $30,000 bodily injury coverage for each injured person in an accident.

But that is just the minimum. If you also want your own bike and injuries to be covered you need to obtain more.

Here are other options :

 

  • Collision coverage can help cover costs to you and your own bike.
  • Comprehensive coverage will cover theft and other types of damages to your bike.
  • Towing and roadside assistance are always a good idea in case you break down. You could be covered or reimbursed for this.
  • Uninsured Motorist coverage is a great idea. If you get into an accident with an uninsured rider or driver, your costs will still be covered.
  • You can even have glass coverage which will just covered any broken or damaged glass to your car.
  • Rental reimbursement is always a good idea, in case you need to rent a car when in an accident.
  • Safety Apparel- you could get your helmet and other protective gear covered.
  • Custom Parts may or may not be covered in your policy. Check with a broker to find out if you can customize your bike
  • Medical Coverage- this is a must when riding a motorcycle

 

Know your rights and cal a broker today!

Get the cheap motorcycle insurance El Paso riders deserve.

 

Cycle Quote

 

Homeowners Insurance

 

The biggest purchase you will ever make is when you buy a home.

El Paso is a great place to invest in a house.

You may be looking to buy your first home or your fifth.

Either way you will need the best cheap homeowners insurance El Paso has to offer.

When you love the place you live, you want to protect it with everything you can.

Even though homeowners insurance isn’t a law int he state of Texas, most lenders and banks make you purchase it.

You might as well be fully covered with theft, damage and liability.

 

How does homeowners insurance work?

 

  • When you purchase a home, home lenders require you to have a minimum amount of coverage in order to protect what they are financing.
  • Homeowners insurance is in place in case a disaster such as a fire occurs and your home is destroyed. You will need it insured to pay off the loan on the home and recover damages.
  • There are many discounts available to you if you ask. If you live by a fire department, have home safety devices like an alarm, have a deadbolt on your door, or have a good credit history you could save.
  • You have a few different types of coverage: a cash value coverage, a replacement cost coverage and a guaranteed or exceeded cost coverage.

 

make the right choice for you and your family by talking to a broker about homeowners insurance.

El Paso is a place where worries should not be an option.

Get your instant free quote today by clicking the link button below!

 

Home Quote

 

Life Insurance

 

There is no better gift than the gift of financial freedom.

When you sign up for a life insurance policy, that is just what you are giving those you leave behind.

Most people don’t want to discuss death and the options surrounding it.

But it is a good idea to start thinking about who you would like to leave money to .

This money can help pay off debts, mortgages and funeral expenses.

You can even leave college tuition for your grandkids.

Having the cheap life insurance El Paso residents deserve is simple.

Just call a broker today and ask about your options.

What is life insurance and how does it work?

 

  • You pay a monthly payment to the insurance company, and if you die, the people listed to receive the money will get the payout of your total coverage amount.  You have no idea when you’ll need insurance so that’s why it’s important to plan ahead. There are many types of insurance products out there, but it can really comes down to two products: permanent and term life insurance products.
  • Life insurance is a contract. You sign up for a certain amount of life insurance. The Insurance company takes in your premiums monthly. When you pass,  the company pays out what is called a “death benefit” to whoever you leave the money to.
  • Life insurance has a broad range of policies. You can have a very expensive policy or a very cheap life insurance policy. An average term life policy for a 35 year old in good health is around $500 a year for a million dollar benefit.

 

Know your rights and talk to a broker today.

A financial advisor might also be able to help you with any questions about money and the future.

 

Life Quote

 

Health Insurance

 

Living a healthy life is important.

Eating the right foods and getting plenty of exercise is essential for a balanced life.

But there will be times when you need to see the doctor.

This is when health insurance will come in handy.

Health insurance is mandatory in the United States.

Rates for this coverage depend on how much money you make.

The more money you make annually, the more you will probably pay in insurance.

The plus to this is that people who do not make a lot of money can easily afford to have their families covered for simple health care.

Getting the cheap health insurance El Paso families need is simple.

 

What is health insurance and how can it work for me?

 

  • Healthcare costs include: doctors visits, hospital stays, surgery, procedures, home care and other treatments.
  • To qualify for government healthcare, one must meet a financial criteria.
  • In a traditional healthcare plan, the doctor is reimbursed for all or some of the patients visits by the healthcare insurance company. This gives the patient the freedom to choose their own doctor and plan. For this type of plan, there is a premium paid and usually a yearly deductible.

 

Costs can vary wildly between policies.

With our national network of Health Insurance Professionals we can help you find all the possible discounts available to you

Get the best advice you can by calling a broker today. Your plan could be ready in minutes.

Choose your doctor, your plan and feel good about your coverage.

 

Health Quote

Renters Insurance

 

Even if you don’t own the home you live in, it is still important to you and your family.

You want to make sure that your belongings and valuables are protected.

Renters insurance could be yours for as little as $20 a month.

You could be covered for theft, liability and damages.

Don’t waste time! Call a broker today and find out how you could bundle your renters insurance with your car insurance.

Ge the cheap renters insurance El Paso residents want now!

 

What are the laws about renters insurance?

 

There are no laws in the state of Texas that says you must have renters insurance.

However, if you want to be protected, you should have it and here is why:

  • A landlord’s insurance policy may not cover theft and damages. You will want to have your own. Most landlord’s insurance policies cover damages to the structure due to negligence. If you do not have renters insurance, you may have to pay out of pocket.
  • A basic liability coverage is $100,000 of coverage for $50 a year. This is quite a steal, but you should have it. You can always raise the limit to $500,000 a year.
  • Liability coverage usually covers if your dog bites someone as well.
  • Sometimes renters insurance even covers your things if they are stolen outside of your apartment or home.

 

Don’t sell yourself short. Call today for your free quote!

 

Renters Quote

 

SR22 Insurance

 

There is no worse feeling than being in trouble with the law.

If you have has a DUI or a revoked license, you know what I mean.

It also means that you will need SR22 insurance.

You want to get back int he drivers seat but you need insurance and a certificate of financial responsibility.

Don’t worry, we can help.

Get the cheap SR22 insurance El Paso drivers need to end up back on their feet.

 

What is SR22 insurance?

 

SR22 Insurance is a vehicle liability document required by the Department of Motor Vehicles for “high-risk” drivers. It is a document issued by your insurance company showing proof that you are carrying the minimum amount of auto insurance required in your state.

The state of Texas requires you to have this if you have had a revoked license.

You may need to carry it for at least three years.

Talk to a broker today and find out more about SR22 insurance laws.

 

SR22 Quote