Missouri City is located in eastern Fort Bend County and is bordered by the city of Houston to the north and east, Stafford to the northwest, Sugar Land to the west, and Arcola to the southeast. Missouri City is crossed by US 90A, Beltway 8, Fort Bend Toll Road, State Highway 6, FM 1092, FM 2234, and FM 3345. Other nearby highways are US 59 to the northwest and Interstate 610 (Loop 610) to the northeast. This means that traffic congestion is always present, and that increases the risk of accidents or tickets. The cost of living in Missouri City is 12% higher than the Texas average, and equal to the national average. The overall crime rate in Missouri City is 32% lower than the national average, and the city is safer than 54% of the cities in the United States. Low cost of living and low crime help to keep insurance costs low, and insurance rates competitive. It pays to shop around and explore the many options for cheap car insurance Missouri City can offer.
Missouri City Insurance Requirements
Remember that carrying the minimum coverage required by law may not be enough to cover you personally. Make sure your policy will cover all of your assets, even if you are in an accident with an uninsured driver.
- Bodily Injury coverage requirements are a minimum of $30,000 per person and $60,000 per accident.
- Property damage liability minimum requirements are $25,000.
- Uninsured Motorist coverage is not required, but insurance company’s are required to offer it, and explain the coverage to consumers. According to Texas’ DMV, an estimated 20% of drivers in the state are uninsured, resulting in costs of up to $900 million for consumers.
- The law in Texas requires drivers to pay for accidents that they cause. Fault is ultimately determined by the state, using evidence and testimony gathered at the scene of the accident.
Public Transportation In Missouri City
There are 2 airports and 2 Amtrak train stations within 30 miles of the Missouri City city center. Missouri City does not have public transportation within the city limits itself, but it is part of the service area of METRO. The average travel time to work in Missouri City is 15% higher than the national average. The number of people who take public transportation in Missouri City is 50% lower than the national average, mainly because there are not many options for public transportation. Carpooling is the best option if you live in Missouri City and commute every day. You can lower your auto insurance rates by decreasing your yearly mileage, which will help you qualify for the low mileage discount.