Mansfield is location almost equidistant to Dallas, Fort Worth and DFW Airporta and is a suburban city in Tarrant county. It is part of the Dallas-Fort Worth Metroplex area ranked Mansfield at #17 in 2014 in its annual “Best Places To Live” by CNN/Money Magazine. The city has developed from a rural, farming community to a bustling suburban city of more than 67,000 people. Mansfield has an extensive park system with more than 500 acres of parkland, a historic downtown area, and a growing business community. The median household income in Mansfield is 68% higher than the national average, and unemployment is 34% lower than the national average. The poverty level in Mansfield is 58% lower than the national average. The cost of living in Mansfield is 19% higher than the Texas average, and 6% higher than the national average. Mansfield is safer than 71% of the cities in the United States with overall crime rate that is 43% lower than the national average. Crime rates and cost of living influence the cost of insurance premiums. This makes it very important to explore all the options for cheap car insurance Mansfield can offer.
Mansfield Insurance Requirements
Remember that carrying the minimum coverage required by law may not be enough to cover you personally. Make sure your policy will cover all of your assets, even if you are in an accident with an uninsured driver.
- Bodily Injury coverage requirements are a minimum of $30,000 per person and $60,000 per accident.
- Property damage liability minimum requirements are $25,000.
- Uninsured Motorist coverage is not required, but insurance company’s are required to offer it, and explain the coverage to consumers. According to Texas’ DMV, an estimated 20% of drivers in the state are uninsured.
- The law in Texas requires drivers to pay for accidents that they cause. Fault is ultimately determined by the state, using evidence and testimony gathered at the scene of the accident.
Public Transportation In Mansfield
There are 2 airports and 3 Amtrak train stations within 30 miles of the Mansfield city center. Fort Worth Transportation Authority provides transit services for Tarrant County, and offers bus service for more than 40 routes around the county. The number of people who take public transportation in Mansfield is 97% lower than the national average. Because the average travel time to work in Mansfield is 14% higher than the national average, using public transportation or carpooling is the best way to lower your yearly mileage on your car. When you lower your mileage you will qualify for discounts, and possibly lower your insurance premium.