Georgetown is 30 miles from Austin and the county seat of Williamson County, Texas. Southwestern University is the oldest university in Texas and located about one-half miles from the historic square in downtown Georgetown. Grand scale renovation of the main street area began in 1982, and more than $7 million had been reinvested in the central business district within a three year period. This makes Georgetown one of the most successful Main Street stories nationwide. Georgetown has a large number of Victorian commercial and residential architecture that are now listed on the National Register of Historic Places. The cost of living in Georgetown is 10% higher than the Texas average, and 2% lower than the national average. The overall crime rate in Georgetown is 52% lower than the national average and safer than 68% of the cities in the United States. Crime rates and cost of living influence the cost of insurance premiums. This makes it very important to explore all the options for cheap car insurance Georgetown can offer.
Georgetown Insurance Requirements
Remember that carrying the minimum coverage required by law may not be enough to cover you personally. Make sure your policy will cover all of your assets, even if you are in an accident with an uninsured driver.
- Bodily Injury coverage requirements are a minimum of $30,000 per person and $60,000 per accident.
- Property damage liability minimum requirements are $25,000.
- Uninsured Motorist coverage is not required, but insurance company’s are required to offer it, and explain the coverage to consumers. According to Texas’ DMV, an estimated 20% of drivers in the state are uninsured.
- The law in Texas requires drivers to pay for accidents that they cause. Fault is ultimately determined by the state, using evidence and testimony gathered at the scene of the accident.
Public Transportation In Georgetown
There are 2 airports and 2 Amtrak train stations within 30 miles of the Georgetown city center. The Interurban Coach I-35 Yellow Route and Capital Area Rural Transportation System (CARTS) currently operates a city buses that make daily departures to nearby Round Rock, Taylor, and Austin. Georgetown will launch a new public transportation system, GoGEO Fall 2017. The number of people who take public transportation in Georgetown is 96% lower than the national average. This may be because the number of people who work from home in Georgetown is 40% higher than the national average. Carpooling or using public transportation is still one of the best way to save time and money on you car insurance.