Homestead is in Miami-Dade County and primarily a suburb and a major agricultural area. It is located approximately 35 miles southwest of Miami, and 25 miles northwest of Key Largo. Homestead is also adjacent to two national parks and ten miles west of Everglades National Park. The southern terminus of the Homestead Extension of Florida’s Turnpike ends at its junction with U.S. 1. The city is also famous for its race track, the Monster Energy NASCAR Cup Series as well as the site of two minor championships of NASCAR. East of the city is Biscayne National Park encompassing the bay, barrier islands, and coral reefs, very popular diving areas. The cost of living in Homestead is 2% lower than the Florida average, and 4% lower than the national average. The overall crime rate in Homestead is 87% higher than the national average. In 2015 studies show that the number of total year over year crimes in Homestead has decreased by 9%. This is good news for Homestead, because crime rates and cost of living influence the cost of insurance premiums. This makes it very important to explore all the options for cheap car insurance Homestead can offer.
Cheap Car Insurance In Homestead
- Florida state is a “no-fault,” meaning that an individual’s insurance company covers their losses regardless of fault.
- Florida requires a minimum of $10,000 for Personal Injury Protection.
- Florida also requires a minimum of $10,000 Property Damage Liability.
- Driving without insurance in Florida can result in a suspension of your registration or driving privileges, and a reinstatement fee of between $150 and $500, plus the cost of insurance.
- Keep your mileage low. Most insurance companies take your annual mileage into account when calculating your rates. After all, the more you drive the better your chances of getting into an accident. If you can carpool, bike, or take public transportation to work, it’s worth considering. You might save a lot on your auto insurance.
Public Transportation In Homestead
There is 1 airport and 4 Amtrak train stations within 30 miles of the Homestead city center. The average travel time to work in Homestead is 25% higher than the national average, so it makes sense that the number of people who carpool to work in Homestead is 122% higher than the national average. Miami-Dade Transit (MDT) operates several Metrobus routes in Homestead and express routes run along the South Miami-Dade Busway, connecting the area with Metrorail and the rest of the Metrobus network to Tri-Rail, Amtrak and Miami International Airport. The Dade-Monroe Express runs service from Florida City to the Upper Keys. A new addition is two local circulator Homestead Trolley lines, also adding to the great variety of public transportation available in Homestead.