High-risk drivers often have to have an SR-22 in place. An SR-22 allows you to drive after a DUI or other traffic violation, as it shows that you meet your state’s insurance requirements. Nobody wants to have an SR-22 on their driving record, though, as it causes insurance rates to spike. So how long do you have to have an SR-22? The time frame varies from 1-5 years, with the average being three years.

Determining the Length of Time

How long you have to have an SR-22 will depend on factors such as where you live. Many states require you to have an SR-22 for three years. There are several states that have no SR-22 requirements at all. They include:

  • New York
  • North Carolina
  • Delaware
  • Kentucky
  • Minnesota
  • New Mexico
  • Oklahoma
  • Pennsylvania

What Not to Do

While you have an SR-22 on your driving record, you want to drive safely and avoid further citations and traffic violations. Otherwise, how long you have to have an SR-22 will increase. These violations will extend your SR-22 and could even cause you to start over. 

Also, do not attempt to cancel your SR-22 early. Double-check with your Department of Motor Vehicles (DMV) to verify how long you need it. If you cancel it and are left without insurance, this is a major violation and could also lead to an extension.

How long does an SR-22 last? As you can see, it depends. Check with your DMV and do your part by driving safely. Avoid any traffic violations that can cause you to have an SR-22 for longer than you need to.

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