There are a lot of unique factors that influence pricing, so be sure to explore all the choices for cheap insurance Tulsa has to offer. The more you shop, the more you save.
Tulsa, Oklahoma, with a population of almost 400,000 is the second-largest city in the state. Frequent tornadoes and a higher-than-average crime rate (2,410 auto thefts in 2012), don’t help insurance rates much. Most insurance professionals will advise you to add Comprehensive and Collision coverage to your policy so your vehicle is covered for damage or theft, but the state does not require it. For a list of Tulsa’s insurance requirements, head to our Oklahoma state guide.
The Best Way To Guarantee Your Rates STAY Low
The most effective way to save money is to frequently shop your policy. When you first buy insurance your agent will (hopefully) offer you the cheapest policy available for your needs. However, those rates may not be the lowest next year. We recommend getting comparison quotes at least twice a year, as insurance rates are constantly changing. It only takes a few minutes to find out if you are paying too much.
With our online rating program, all we need to start shopping for you is your zip code and some basic info.
Other Ways To Save
- Know your city. Each city has its own problems and unique insurance concerns. For instance, Tulsa doesn’t have the same traffic concerns as other U.S. cities, but during rush hours, there are still over 400,000 commuters on the roads. The length and area of your commute can affect the price you pay for liability and collision coverage.
- Know your neighborhood. Within each city, each zip code is going to come with different rates for different coverage. If you want to save money on comprehensive coverage (for theft), you might move to a neighborhood like Brookside. For lower liability rates, the surrounding suburbs might be cheaper.