Cheap Car Insurance California

cheap car insurance california

From sunshine and surfboards, to starlets and snowboards, California is all about the good times. We work hard, and play even harder. Living in the sunshine state isn’t cheap, but when it comes time to purchase protection for you and your car, there is a way to get cheap car insurance California style.

Cheap Insurance started as an agency serving California drivers in 1974, you know, way back when “Lucy” was discovered, The Beach Boys were on every station, and the smallest computer was the size of a typewriter. Our focus then is the same as it is now. We help you find the best possible car insurance coverage for the least possible amount of money for all drivers, regardless of their driving record.

You can read on to find out even more about cheap car insurance in California. Otherwise, do it California style and jump right in the water and get a quote now, by either clicking on the quote button above, or by scrolling down to the bottom of the page and clicking on your home city.

Cheap Car Insurance California Facts

  • Residents of the Golden State are encouraged to explore all the options for cheap insurance
    California has on hand, especially considering the state’s high cost of living.
  • California follows a tort system for automobile accidents, meaning the state must name a cheap car insurance california 3participant as being at-fault. The at-fault party is then required to pay all damages resulting from the accident.
  • Bodily Injury coverage requirements are a minimum of $15,000 per person and $30,000 per accident.
  • Property damage liability minimum requirements are $5,000.
  • Uninsured Motorist coverage is not required, but insurance company’s are required to offer it, and explain the coverage to consumers.

DMV Website

  • The California DMV has an excellent website, with tons of information for consumers, including guides to registering your vehicle or purchasing insurance. Because of the state’s size, there are also field offices in or around almost every major city. They are most easily located with the regional office maps located on their web site.
  • Used vehicles must be registered within 10 days of purchase; new cars must be registered and titled within 20 days of purchase or entry to the state.

DUI’s in California

  • The number of DUI arrests in California has been slowly decreasing. The most recent study in 2014 shows that there were 160,388 DUI arrests in California, and the conviction rate still hovers around 75%, the same as the past few years.
  • After a DUI conviction, many California drivers will require an SR22 filing to reinstate their drivers license. It can sound scary, and a bit intimidating, but you can learn more about it from our Ultimate SR22 Insurance Guide

Did you know?

  • California is the most populous state with over 38 million residents, which is more than all of
    Canada. 1 in 8 US residents lives in California.
  • A study conducted by the Insurance Research Council and presented to the Senate Insurance Committee on March 25, 2015. The report stressed the need to update current Uninsured/Under-insured (UM/UIM) laws. The biggest reason being that were, at that time, approximately 4 million uninsured/under-insured motorists on the road. cheap car insurance california 2Current estimates place the percentage of uninsured drivers between 20-25%, making Uninsured Motorist coverage highly recommended for anyone looking at cheap car insurance California style.
  • All children who are younger than eight must be in the backseat of the car. If your child is shorter than four foot nine they must be in a car seat or booster. Unless you have certain medical conditions everyone driving in a car in California must be wearing a seat belt. In order to talk on your cell phone in California you must be using a hands-free device and over the age of 18. Even reading texts comes with a fine. Smoking in a car with a minor faces a penalty up to $100.


We’ve got your town covered!



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