Average Annual Premiums in West Virginia = $2,002  | via Insure.com

Cheap Insurance West Virginia

Cheap Insurance West Virginia

Driving in West Virgina

As the 38th most populated state in the nation, West Virginia has some of the lowest insurance rates. Consumers have the added benefit of a low cost-of-living. But that doesn't mean you can't save money by shopping and comparing the various options for cheap insurance West Virginia offers. Insurance rates are being constantly revised, especially in today's unpredictable economy, so the rate you're paying today may not be the best.

The easiest and most effective way to save money on your car insurance is to get comparison quotes every few months. This will help guarantee that you are always paying the lowest premiums available in your state.

West Virgina's Insurance Requirements

The state requires the following coverage to be included on any auto policy:

  • Liability: $20,000 per person for bodily injury, $50,000 per accident. $10,000 for property damage liability
  • Uninsured Motorist coverage with limits that match the above.
  • State law requires all insurers to offer optional limits that exceed the minimum requirements. Higher coverage is highly recommended due to the rising cost of medical care and vehicle repair.

Helpful Info

  • A report out of West Virginia by the National Insurance Crime Bureau indicates the most popular make of cars among thieves are Ford and Chevrolet.
  • Historically, the most important industries in the state have been logging and coal mining, but tourism and green energy have grown over the past decade.
  • The Governor's Highway Safety Program has split the state into eight traffic districts, with coordinators who help develop measures to decrease traffic and its related risks
  • In 2013 there were a total of 330 road fatalities, down from 339 the year before.
  • There are over 1.4 million registered vehicles on the road in West Virginia.

Consumer Resources

For a in-depth list of traffic code, the West Virgina Legislature has online tools available for drivers.

The WV Department of Transportation and the DMV are the sources of all license, registration, and insurance resources, including safety tips, and consumer reports for the state.

We Have Your Town Covered!

Average Annual Premiums in West Virginia = $2,002  | via Insure.com

Have questions about auto insurance in your state? Want a quote for car insurance? Start with your zipcode for a fast, free quote.

OR speak to an agent:

(844) 334-6206

Request Auto Quote

Not Convinced?

Local West Virginia agencies we can beat in price.