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The city of Niagara Falls is in Niagara County, New York. As of the 2010 census, the city had a total population of 50,193, down from the 55,593 recorded in the 2000 census. It is adjacent to the Niagara River, across from the city of Niagara Falls, Ontario. The city is within the Buffalo–Niagara Falls Metropolitan Statistical Area as well as the Western New York region. The area relies heavily on the tourism generated from the Niagara Falls Park. This has helped the city recover from the decline of heavy industry. Six New York State highways, one three-digit Interstate Highway, one expressway, one U.S. Highway, and one parkways pass through the city of Niagara Falls. That makes for a ton of traffic congestion. Residents should take the time to explore all the options for cheap car insurance Niagara Falls has available.
Cheap Car Insurance Niagara Falls Requirements
New York State law requires drivers to carry auto liability insurance coverage at all times. It must remain in effect in order to keep your vehicle registration valid, and must be issued by a company licensed by the New York State Dept. of Financial Services. Out of state car insurance is not acceptable, and the insurance must be in the name of the vehicle owner.
- $10,000 for property damage, per single accident
- $25,000 for bodily injury/$50,000 for death of one person, per single accident
- $50,000 for bodily injury/$100,000 for death of two or more persons, per single accident
- For more information, here is a link to the New York State Department of Motor Vehicles’ insurance page.
The average commuter in the New York area spends 60 hours a year stuck in traffic. There is plenty of auto insurance companies to choose from, and the amount of options for cheap car insurance Niagara Falls has available often surprises residents.
Public Transportation In Niagara Falls
The city is served by Amtrak’s Maple Leaf and Empire train services, with regular stops at the Niagara Falls Station and Customhouse Interpretive Center at 825 Depot Ave West.