Average Annual Premiums in Nebraska = $1,244  | via Insure.com

Cheap Insurance Nebraska

Cheap Insurance Nebraska

A report by the Nebraska Commission on Law Enforcement and Criminal Justice says property crimes, including motor vehicle thefts, increased by 2% for the past few years. With crime on the rise rates get higher, as insurance companies use these statistics to determine how much they will potentially pay out in claims in various territories. If you haven't re-shopped your policy in a while, now is a good time. You never know when rates will go up, so take the time to find the best options for cheap insurance Nebraska can offer.

Insurance Facts

The average annual 12-month auto insurance policy in Nebraska is around $100/month. That average is based on a 40-year-old male, driving a late model Toyota with full coverage and liability limits at 100/300/50.

There are over 2.2 million registered vehicles in Nebraska, and 1.3 million licensed drivers.

The more populated cities, such as Omaha (421,000 residents) and Lincoln (265,000) are going to have the highest insurance rates, simply because there are more vehicles on the road. The rest of the state will be substantially cheaper, as the next biggest city after Lincoln only has around 50,000 residents.

State Car Insurance Requirements

  • The mandatory minimum for bodily injury coverage per person in Nebraska is $25,000.
  • The mandatory minimum for bodily injury coverage per accident in Nebraska is $50,000.
  • The mandatory minimum for property damage coverage in Nebraska is $25,000.

Did you know?

  • Hopefully, you’ll never need it, but Nebraska is home to the first ever 911 emergency call system – developed and used in the city of Lincoln.

Helpful Resources

DMV website

The Nebraska Department of Motor Vehicles handles most auto-related matters; their website may be found here.  A full listing of county stations may be found by map here.

Registration Information

Registration can be done at your local county office of the Nebraska DMV. A full listing of county stations by map may be found here. New registrations require passage of an emissions inspection program and clear title to the car. New residents have 30 days to transfer their vehicle registrations after establishing residency.

We Have Your Town Covered!

Average Annual Premiums in Nebraska = $1,244  | via Insure.com

Have questions about auto insurance in your state? Want a quote for car insurance? Start with your zipcode for a fast, free quote.

OR speak to an agent:

(844) 334-6206

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Not Convinced?

Local Nebraska agencies we can beat in price.

Accredited Insurance Group Inc
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11329 Davenport St
Omaha, NE 68154
(402) 334-1780

United Insurance Agencies
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1055 N 115th St Ste 208
Omaha, NE 68154
(402) 492-8020