Cheap Insurance Rochester

Cheap Insurance Rochester

Rochester is the largest city in Minnesota outside of the Minneapolis/St. Paul metro area. It is probably most famous for the Mayo Clinic which is a renowned nonprofit medical center that gets a lot of famous patients, including a number of U.S. Presidents, and employs over 30,000 residents of Rochester and the surrounding areas. IBM is the second-largest employer and the city has a growing tech industry. This has helped the population continue to grow over recent years, which also means insurance companies are frequently recalculating their rates according to new population and demographic data. If you haven’t re-shopped your policy in a while, you might want to take a couple minutes to look at the options for cheap insurance Rochester has to offer.

Insurance facts about Rochester:

  • The crime rate in the city is extremely low (less than a third the national average), and there were only 89 cars stolen in 2012. This helps keep the rates low for full coverage. Especially comprehensive coverage which covers your vehicle against theft and other damage not related to a traffic collision.
  • The northwest neighborhoods west of the 63 freeway have the highest population density and probably higher rates for liability and collision coverage. This is because there are more cars on the roads in a smaller geographic area which increases the accident risk. If you live in a part of town with a lot of students you might also see your rates increase since young drivers pose the highest risk to insurance companies.
  • They may be expanding local rail routes (including a high-speed line that goes to Chicago) so there may be more public transportation options in the future which can help commuters keep their premiums low.

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