SR-22 INSURANCE QUOTES MADE EASY: Quality Coverage At The Best Price!

Have you lost your car insurance because of a few traffic offenses or a revoked license? 

Don’t risk driving without insurance. Get cheap SR-22 insurance today and enjoy your driving privileges again. Get your proof of financial responsibility through one of our approved carriers. 

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CheapInsurance.com Has the Best SR-22 Insurance Right Here for You!

You may be wondering why you should reach out to us to help you get your SR-22 insurance in place. Here’s why…
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We’ve partnered with top-rated insurers

Get immediate SR-22 insurance quotes from major insurance companies in the U.S. and get the best quality coverage at the cheapest possible rate.
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WE ARE TRUSTED EXPERTS

Our customers know that they can return to us time and time again to compare their SR-22 insurance rates. With CheapInsurance.com, you get the best deals on SR-22 insurance from nationally rated U.S. insurance companies.
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WE'LL DO THE HARD WORK FOR YOU

Why waste time browsing multiple insurance websites when you can get all your SR-22 insurance quotes right here, right now? All we need is your zip code and a few details to get you all the quotes you need, in one place.
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Do You Really Need SR-22 Insurance?

Not everyone needs SR-22 insurance. It’s typically required if you’ve been caught driving without insurance or a valid driver’s license.

Here are some other reasons why you may need to file an SR-22 form:

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A DUI or DWI conviction.

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Driving without enough insurance.

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Too many at-fault accidents or traffic violations.

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Not paying court-ordered child support.

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Repeat traffic offenses in a short time.

Get Top-Quality SR-22 Insurance for Your Needs

Our carriers will offer you the best SR-22 insurance option according to your specific needs. The types of SR-22 insurance that they will offer you, include:

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Owner SR-22

This SR-22 provides proof that you own your vehicle and have insurance in place for it. If not having insurance is the reason you need an SR-22, then you will need to get SR-22 insurance in place before filing the form with your DMV.
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Non-Owner SR-22

Even if you don’t own a car, but you do drive one, you need car insurance. A non-owner SR-22 is often cheaper than an owner SR-22, as many states only need non-owners to carry liability insurance.
Owner Operator SR22 Insurance

Owner/Operator SR-22

If you drive several cars, you want to be sure that you are covered by SR-22 insurance in any potential situation. This certificate will cover all the vehicles that you own and any others that you drive.

We Help You Get Your SR-22 Insurance Quickly and Easily

Not only do the insurance companies we work with bring you the best and cheapest SR-22 insurance, but they will also help you get your coverage in place with ease.

They will walk you through the process of filling out your DMV forms correctly so that you can get your license reinstated and start driving again.

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We Bring You the Best SR-22 Insurance Quotes in Just a Few Clicks

Getting an insurance quote doesn’t need to be a difficult, time-consuming process. That’s why we give you the option to buy online, or over the phone.

Just follow these easy steps:

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Your Frequently Asked Questions

Browse through the answers to some of the common questions that customers have about car and SR-22 insurance right here. If we haven’t answered your question, reach out to us below:

An SR-22 is a certificate of financial responsibility required for some drivers, either by their state or a court order. It is not an actual type of insurance, but a form filed with your state.

It is a car insurance provider’s guarantee to the state’s Department of Motor Vehicles (DMV) that you have obtained and will maintain the legally required auto insurance coverage.

Serious offenses that require SR-22 insurance include DUI, vehicular assault, or other serious violations involving negligence or severe endangerment of other drivers or pedestrians.

As soon as the SR-22 is filed and accepted by the DMV, your license suspension will be lifted and you will be able to drive legally again.

Although you’ll usually hear it called “SR-22 insurance,” SR-22 is different from regular car insurance policies. It serves as a special policy endorsement, proving you are holding car insurance coverage that meets the legal standards for financial responsibility in your state.

In effect, even the best insurance with SR-22 probably doesn’t offer you any more protection than a basic car insurance policy.

It simply verifies that you have enough insurance to meet your obligations if you are in an accident. Unfortunately, it can be very expensive.

It is not unusual for SR-22 to be twice as costly as regular insurance.

Similar to an SR-22, an FR-44 form is a document of financial responsibility required in Florida and Virginia that proves you’ve purchased car insurance.

If your driver’s license is suspended, your state might require you to prove that you have car insurance before your license gets reinstated. An FR-44 form shows that you carry more than the bare minimum coverage required for the SR-22 certificate.

It actually requires you to carry at least double the amount of liability coverage needed for the SR-22.

An SR-22 form is sometimes referred to as a certificate of financial responsibility. Your insurance company files the document after you have had your license suspended or revoked.

There are three main types of SR-22 certificates and your insurance provider should help you determine which one you need:
  • Owner certificate: This form applies when you own motor vehicles.
  • Owner-operator certificate: This form includes any motor vehicles you drive, regardless of ownership.
  • Non-owner certificate: This form is needed when you do not own a motor vehicle but are required to have an SR-22.

The main difference between SR-22 and regular insurance is that SR-22 insurance is for high-risk drivers who are convicted of major moving violations. Regular insurance, on the other hand, is for anyone who drives a car.

The underlying insurance coverage is the same, but the SR-22 designation will make regular coverage more expensive. With an SR-22 insurance policy, the insurance provider also promises to keep the state informed of the status of your insurance policy.

Once your SR-22 filing is no longer needed, you can have it removed and continue driving with your regular insurance policy.

You might be ordered to hold an SR-22 insurance endorsement if you have recently been in a car accident.

An SR-22 form lets you keep or get back your driving privileges after having committed serious or repeated crimes.

SR-22 insurance is very common in these situations–you might need one if:

  • You were found responsible for a car accident that caused bodily injury.
  • You faced a DWI or DUI conviction or another serious moving violation.
  • You were driving without an auto insurance policy when you were involved in an accident.
  • You were pulled over by law enforcement and did not have car insurance, or have committed a high number of traffic violations in a short period of time (such as three or more speeding penalties within six months).
  • Your driving license has been suspended or revoked.
  • You failed to pay court-ordered child support.


SR-22 insurance designates that someone is a high-risk driver.

Once the period during which you will need SR-22 insurance has passed, you can revert back to standard insurance.

If you are required to have SR-22 insurance but you don’t make the payments to keep it in place, you could face serious fines and penalties.

If you don’t pay, the insurance provider must report it to the DMV under state law. The DMV will suspend your license almost immediately.

The DMV can also take away your license permanently, which means you will not legally be allowed to drive.

So get your SR-22 insurance with the cheapest car insurance companies as soon as possible!

With CheapInsurance.com, you can simply head to the top of this page, enter your zip code and a few other details, and get dozens of quotes from the best insurers in your area.

As long as your insurance company offers SR-22 form filings, all you have to do is call them and they’ll take care of everything for you.

If your state requires that you have SR-22 insurance, they’ll add it to your existing policy and then file the SR-22 insurance document at your local DMV.

If your current insurance company doesn’t offer SR-22 insurance or you don’t already have car insurance, you’ll need to buy a new policy.

Because many insurance companies don’t cover SR-22 insurance, it’s a good idea to let them know right away that you need it to save yourself a lot of time.

Getting an SR-22 can take a long time. It could take 30 days or more, but it will be granted to you once you pay for the certificate. It will then be sent to the Secretary of State—which can take up to 30 days to finalize. Until the certificate is ready, you won’t have your driving privileges back because your license will still be suspended in the computer system.

Filing an SR-22 is often a requirement for a driver to reinstate their suspended license, but it does not allow them to drive while the suspension is still in effect.

SR-22 insurance is a kind of proof that your insurance company will send to the DMV on your behalf. It proves that you meet the state minimum coverage requirements.

If you don’t have insurance, you need to get it first and then get the SR-22 insurance on top of that.

You will need an SR-22 for between one and five years. However, most states require you to have it for three years.

You must be continuously insured during this timeframe, since any lapse in coverage will cause the SR-22 clock to reset. Here are a few things to keep in mind:

  • You’ll probably need to have an SR-22 showing that you’ve had insurance for roughly three years. In some states this could be longer.
  • If your insurance policy lapses or ends during this time, your insurance provider must tell the state.
  • Your driver’s license could be suspended if you don’t follow the rules of your SR-22.
  • Once you’ve met all of your state’s time requirements, your SR-22 status is usually removed.
  • The only situation where most people are allowed to cancel SR-22 insurance is if you no longer drive. You may be required to surrender the license plate of your vehicle and take other steps to verify it will not be used.

When your SR-22 insurance is canceled or lapses, your insurance carrier must send the state an SR-26 form.

This form lets the state that requires the SR-22 insurance filing know that the policy has been canceled or the coverage options have lapsed.

This means that your driver’s license will be revoked. You may also be fined or have your insurance rate go up.

If an SR-26 is filed, you’ll have to pay for everything again. The length of time your policy was not in effect, doesn’t make a difference to this–whether it was only for one week, or four months.

The good news is you can get another SR-22 policy and have the state file it again.

An SR-26 form notifies the local DMV that an offending driver no longer has an SR-22 certificate with a specific insurance company.

This means either the driver held the SR-22 form for the required time period, or the driver no longer has an SR-22 for other reasons.

SR-22 insurance will cost you an average of between $65 and $125 per month, depending on the insurer and the nature of the offense that resulted in the requirement for SR-22 insurance.

The DMV in your state will additionally charge a one-time fee to process the relevant documents.

In most states, an SR-22 filing fee with the DMV will cost you between $15 and $50 (typically $25), depending on the state.

The insurance policy that comes with an SR-22 doesn’t have a set premium. It’s based on standard rating factors, including:

  • Your driving record.
  • Your geographical location.
  • The type of vehicle you drive.


You’ll pay more for insurance if your driving record shows that you’re a “risky driver,” even if you don’t need an SR-22.

SR-22 insurance is expensive because it is only required for “high-risk” drivers. It is for drivers who have recently been convicted of a significant driving violation, such as DUI or reckless driving.

Drivers who are deemed high risk will naturally face higher premiums as a result of the increased possibility that they will file a claim.

Insurance companies have broad power to decide just how expensive SR-22 insurance will be. Not all insurance firms even offer it.

From the perspective of a car insurance company, people with SR-22 insurance are more likely than others to have an accident, so they are charged extra to defray potential costs in the future.

Remember, even though you might hold SR-22 car insurance as part of a court order, it is not the job of your car insurance company to “punish” you.

Most people are still allowed to change SR-22 insurance providers if they find a better deal. Just make sure there are no gaps in your coverage period when you switch!

Insurance costs can vary based on the state you live in. The cheapest insurance provider in the country may not be the cheapest in your state.

Different insurance companies charge varying rates based on where you live, and they may also view DUIs and other violations differently in different states.

You should be sure to get personalized quotes from different insurers, because insurance rates can vary due to:

  • Where you live.
  • Your age.
  • Your driving history.
  • Various other factors.

Every high-risk driver can make their car insurance more affordable and get the best deal for SR-22 insurance.

You can do the same thing, too! How? By taking steps to improve your driving record and keeping your records clean through safe driving.

Here are a few ways you can lower your SR-22 insurance rates over time:

  • Enroll in a driver’s improvement course.
  • Maintain a clean driving record.
  • Buy a cheaper vehicle.
  • Consider non-owner insurance coverage.
  • Compare companies that offer SR-22 policies.
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Privacy Policy

Bucheli Insurance Agency, Inc. Privacy Policies and Practices (as of January 2020)

Revised January 2018Add Your Heading Text Here

Bucheli Insurance Agency, Inc. mission statement is to continuously provide our stakeholders who are 1) the customer, 2) the employees, 3) the insurance companies, and 4) the agency, the highest level of unexcelled, efficient customer service, to correctly identify our customer’s needs and provide insurance coverage of the greatest value at the lowest cost to meet those needs. To effectively market our supplier’s products, while continuing to strive positively, as one team, toward growth, community involvement, and increased profitability. As part of our procedure to conduct business we collect information about you:

Categories of Information Collected and Sources From Which We Collect It.

We collect nonpublic personal information about you from the following sources:

Persons From Whom Information is Collected.

We may collect nonpublic personal information from individuals other than those proposed for coverage.

Information We May Disclose to Third Parties:

We do not disclose information about you to third parties whose only use of the information is to market a product or service. However, in the course of our general business practices, we may disclose the information that we collect (as described above) about you or others without your permission to the following types of institutions for the reasons described below:

Your Right to Access and Amend Your Personal Information:

You have the right to request access to the personal information that we record about you. Your right includes the right to know the source of the information and the identity of the persons, institutions or types of institutions to whom we have disclosed such information within 2 years prior to your request. Your right includes the right to view such information and copy it in person, or request that a copy of it be sent to you by mail (for which we may charge you a reasonable fee to cover our costs). Your right also includes the right to request corrections, amendments or deletions of any information that is in our possession. The procedures that you must follow to request access to or an amendment of your information are as follows:

To obtain access to your information:

You should submit a request in writing to: Legal Correspondence Bucheli Insurance Agency, Inc. 5690 Schaefer Ave. Suite B Chino, CA 91709 The request should include your name, address, social security number, telephone number, and the recorded information to which you would like access. The request should state whether you would like access in person or a copy of the information sent to you by mail. Upon receipt of your request, we will contact you (in writing) within 30 business days in response to your request.

To correct, amend, or delete any of your information:(other than endorsements to your insurance policy) You should submit a request in writing to:

Legal Correspondence Bucheli Insurance Agency, Inc. 5690 Schaefer Ave. Suite B Chino, CA 91709. The request should include your name, address, last four digits of your social security number, telephone number, the specific information in dispute, and the identity of the document or record that contains the disputed information. Upon receipt of your request, we will contact you within 30 business days to notify you either that we have made the correction, amendment or deletion, or that we refuse to do so and the reasons for the refusal, which you will have the opportunity to challenge.

Our practices regarding information confidentiality and security:

We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Our Policy Regarding Dispute Resolution:

Any controversy or claim arising out of or relating to our privacy policy, or the breach thereof, shall be settled by arbitration in accordance with the rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

Right to Opt Out:

If you prefer that we not disclose nonpublic personal information about you to nonaffiliated third parties or disclose to affiliates the Restricted Credit Information, you may opt out of those disclosures, that is, you may direct us not to make those disclosures (Even if you opt-out, we may disclose information as allowed by law. This includes disclosing information to our affiliates to market other products or services to you). If you wish to opt out of disclosures to nonaffiliated third parties, you may do so by calling our toll free number, 1 (800) 486-1866.

Reservation of the Right to Disclose Information in Unforeseen Circumstances:

In connection with the potential sale or transfer of its interests, Bucheli Insurance Agency, Inc., and its affiliates (if any), reserve the right to sell or transfer your information (including but not limited to your name, address, age, sex, zip code, state and country of residency, and other information that you provide through other communications) to a third party entity that:

Use of A Customer's Email Address

Bucheli Insurance Agency, Inc. does not re-sale e-mail addresses that we collect. Addresses are used strictly for the purpose of communicating with our customers, and site visitors.

How to Contact Us

If you have any questions or concerns pertaining to the privacy or security of your personal information, you can contact us at:
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