O’Fallon, with a population of just under 80,000 residents, is the seventh largest city in the state of Missouri. Since 1990 the population has quadrupled! This has a huge affect on local auto rates because insurance companies have to constantly revise them to account for new population statistics. Most of this growth is due to new suburban development and the city’s reputation for safety and quality of life. It doesn’t matter when you moved to the city, you’ve probably seen your auto premiums rise at some point. If you are currently looking for a better deal be sure to compare all the options for cheap insurance O’Fallon agents can offer. Comparison shopping is the absolute best way to guarantee your are getting the best deal on your coverage.