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The city of Oxnard lies about 30 miles west of Los Angeles, spanning more than 20 miles of southern Californians most beautiful coastline. Residents in Oxnard have it better than many Californians, as Oxnard’s crime rates fall below the California average. However, cost of living has exploded because of the city’s proximity to L.A. and all the gorgeous beaches. The current cost of living index puts Oxnard 21% higher than the national average, but slightly lower than California’s average. Because popular beach city living can get expensive, residents should explore all the options for cheap car insurance that are available in Oxnard.

Oxnard is part of Ventura County and the 19th most populated city in California. The area has a medium income level well above the national average, making it one of the wealthiest areas in the U.S. to reside in. Oxnard is famous for its annual California Strawberry Festival which has such unique items as strawberry nachos, strawberry pizza,and even strawberry beer. Other famous hot spots are Hollywood Beach and Silver Strand Beach. The attractive beach communities are not overrun by swarms of tourists, which makes it even more appealing as a place to call home. Heritage Square is a beautiful historical town, with fountains, gardens and Victorian homes that were once inhabited by the families that pioneered the city.

Earthquakes are not unfamiliar to Southern California, and Oxnard sits directly on the Oak Ridge Fault, in close proximity to the San Andreas Fault. Residents are encouraged to keep earthquake kits handy, as the U.S. Geological Survey predicts that there is a 92% chance of a major earthquake within the next 50 years. The city also supports a large drilling and refining business, with two large active oil fields.

Insurance for Oxnard

Southern California has a much higher rate of uninsured motorists than the rest of the state, but the average in California as a whole is around 24%, making extra uninsured motorist coverage highly recommended. If you’ve had the same car insurance for more than a year, it’s worth taking a few minutes to update your policy to ensure you are getting the most current discounts available, as well as the lowest possible rates for your coverage needs.