Baldwin Park is located in the central San Gabriel Valley region of Los Angeles County, and is home to the first In-N-Out burger stand, opened on October 22, 1948. The city is in the process of expansion, with the development of high-quality senior housing, a Home Depot, a Starbucks, a Harley Davidson, and a transit oriented district (TOD) near the Metrolink Train Station. The largest employers in the city are Kaiser Permanente and United Parcel Service. The cost of living in Baldwin Park is 8% lower than the California average, but still 25% higher than the national average. Because of UPS’ presence in the city, it also serves as a distribution and transportation hub, which can add to the city’s traffic density. These kind of traffic problems not only pose delays for commuters, but also tend to raise insurance rates for the area. This and the high cost of living makes it especially important to take a few minutes to compare all the options for cheap car insurance Baldwin Park agents can offer you.
The overall crime rate in Baldwin Park is 21% lower than the national average, and is safer than 33% of the cities in the United States. There are a total of 95 Baldwin Park police officers, and additional support departments including a highly specialized Detective Bureau, which conducts all follow-up investigations to reported crime. The city also has a very active Community Relations Bureau, which is an important factor in keeping down crime rates that can affect insurance premiums.
Baldwin Park Insurance Requirements
All California state residents are required to have the basic liability insurance coverage in the following limits:
- $5,000 of property damage liability per incident
- $15,000 of bodily injury liability per person
- $30,000 of bodily injury liability per incident
The minimum coverage may be all the law requires, but Baldwin Park has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Baldwin Park can provide.
- Towing and labor
- Rental reimbursement
- Uninsured motorist bodily injury
Baldwin Park Public Transportation
There are 5 airports and 13 Amtrak train stations within 30 miles of the Baldwin Park city center. The average commute time for drivers is over 30 minutes each way. The number of people who take public transportation in Baldwin Park is 10% lower than the national average, however, the number of people who carpool to work in Baldwin Park is 49% higher than the national average. Public transportation in Baldwin is provided by Metrolink San Bernardino Line and the Baldwin Park Transit Teal & Pumpkin Line.