Cheap Car Insurance Bell Gardens

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Bell Gardens is located in the southeastern part of Los Angeles County, and is bordered by the City of Commerce, Downey, South Gate and Bell. Residents are drawn to the beautiful parks, emerald green soccer fields, childcare centers, a sparkling lake stocked with fish and waterfowl, and a community golf course. Bell Gardens is also notable for being one of only six Los Angeles County cities to permit casino gambling. The cost of living in Bell Gardens is 10% lower than the California average, but still 23% higher than the national average. The cost of housing in Bell Gardens is 48% higher than the national average, but the median household income in Bell Gardens is 31% lower than the national average. This makes it especially important to understand all the options for cheap car insurance Bell Gardens has available.

The Bell Gardens Police Department has 65 Bell Gardens police officers, as well as an investigations unit, a gaming unit, and a K-9 unit. The overall crime rate in Bell Gardens is 26% lower than the national average, and property crime is 31% lower than the state average of and 28% lower than the national average. Bell Gardens is safer than 40% of the cities in the United States, which means residents will reap the benefits in the form of lower auto insurance premiums.

Bell Gardens Insurance Requirements

 
cheap car insurance Bell Gardens 2All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

The minimum coverage may be all the law requires, but Bell Gardens has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Bell Gardens can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

Bell Gardens Public Transportation

 
cheap car insurance Bell Gardens 3There are 4 airports and 15 Amtrak train stations within 30 miles of the Bell Gardens city center. The number of people who take public transportation in Bell Gardens is 28% higher than the national average, and the number of people who carpool to work in Bell Gardens is 53% higher than the national average. This makes a lot of sense because the average travel time to work in Bell Gardens is 10% higher than the national average. Utilizing public transportation or carpooling is a great way to reduce your yearly mileage, and lower mileage means you can get a good discount on your auto insurance premium.