Cheap SR22 Insurance Rancho Palos Verdes

 

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cheap sr22 insurance rancho palos verdesRancho Palos Verdes is an affluent suburb of Los Angeles, and is known for large tracts of open space and expansive views of the Pacific Ocean. It is located atop the Palos Verdes Hills and bluffs of the Palos Verdes Peninsula, and with miles of ocean front property, it is a popular place to live. That fact results in lots of traffic congestion, which means a higher risk for accidents, multiple tickets, or even a DUI. If you have any of these violations on your record, it is very important that you understand all the options for cheap SR22 insurance Rancho Palos Verdes has available.

 

Facts About Cheap SR22 Insurance Rancho Palos Verdes

An SR22 provides proof to the DMV that you have the amount of liability coverage required by the state of California. The California Department of Motor Vehicles requires an SR 22 filing for drivers who have had their license suspended. Examples of situations which may result in a temporary license suspension requiring an SR22 filing include, but are not limited to:

  • Excessive citations or tickets within a year
  • DUI or DWI violations
  • Outstanding fines
  • Caught driving without insurance

What To Do If You Need SR22 Insurance

  • You can get an SR22 from your insurance company, then they will file it electronically with the DMV.
  • If your policy lapses, cancels, or non-renews for any reason, the DMV is notified and your license could be re-suspended. It is a good idea to enroll in an automatic payment plan for your insurance, that way it won’t be cancelled because of a late payment.
  • It is also very important to be extra careful on the road and obey all traffic laws. Any additional violations could cancel your license again.
  • If you are nervous about driving during this time, you should look at what public transportation is available in the area. Taking a bus or train instead of your car will insure that you do not get another ticket or citation, and will also save mileage on your car.