Cheap SR22 Insurance Pasadena


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cheap sr22 insurance pasadenaPasadena police put up frequent checkpoints in the city, especially around downtown and during the parade weekends. Many drivers find themselves in the unlucky position of having a DUI or other major violation on their record as a result. When this happens the DMV usually requires you to file an SR-22 in order to reinstate your driving privileges. While this process can be confusing, it doesn’t have to be expensive. Take a few minutes to look at all the options for cheap SR22 insurance Pasadena residents have available.

What IsĀ An SR22?

This is a filing that is attached to your auto insurance. It allows the DMV to check the status of your policy. This means that if your policy cancels, lapses, or non-renews for any reason, the DMV has the right to re-suspend your license until you reactivate your insurance.

The cost of your insurance depends on what kind of violation you got. DUIs can get expensive, and will stay on your record for up to 10 years in some cases. The SR22 itself however is usually less than $25. Your insurance company will charge you this fee once, or sometimes each renewal.

How Long Will I Need SR22 Insurance?

If you keep your insurance active (with the SR22 filing) for three years straight, you can usually get your license back at that point without having to file another one. If your policy cancels during those three years though, the time frame usually resets. So it’s wise to be very careful with your insurance policy until you know you can drop the filing.

During the three year period, any more serious infractions on your driving record will also cause the policy to cancel. Make sure you practice safe driving, or better yet, take advantage of the public transportation that is available in Pasadena. Not only will you be playing it safe with you car insurance, you will also me saving mileage on your car and gas money!