Cheap SR22 Insurance Oxnard

 

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cheap sr22 insurance oxnard

Oxnard is part of Ventura County, which had 443 DUI arrests in 2014. With the heavy law enforcement presence in Ventura County, the risk of getting a ticket is pretty high. Many drivers find themselves with suspended licenses at some point in their lives. If you have had your license suspended, you will need to find all the options for cheap SR22 Oxnard has available. SR22 insurance needs to be maintained for three years without interruption.

Using public transportation during this time is a great way to keep your driving record clean, and save mileage on your car. Amtrak Pacific Surfliner travels daily to the Oxnard Transportation Center in Downtown Oxnard and has on-duty personnel 24-hours a day, seven days a week. Greyhound Bus Lines also provides service to Oxnard and is located at the Oxnard Transportation Center downtown.

About Cheap SR22 Insurance Oxnard

This is a filing that the DMV requires for certain reasons that include:

  • Drunk driving convictions
  • Reckless driving
  • Too many points
  • Unpaid judgements
  • Hit-and-run accidents
  • Uninsured driving

Basically, an SR22 is proof that you are carrying California’s minimum insurance requirements. It is filed by your insurance company (usually costing around $15) with the Department of Motor Vehicles. It notifies the state of any changes in your policy status. So if your insurance cancels, lapses, or non-renews, they let the DMV know, and you will usually face additional suspension time on your license.

“Non-owners” policies were created to give people an option that don’t have vehicles available for regular use. They are liability only policies, covering you to drive any car that is not registered to you or someone in your household. They are usually much cheaper than regular auto policies (because they aren’t rated on a vehicle) and will allow you to file an SR22 and get your license back!