Cheap SR22 Insurance San Luis Obispo


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cheap SR22 insurance San Luis ObispoSan Luis Obispo is located midway between Los Angeles and San Francisco on the very popular Central Coast area in California. U.S. Route 101 runs through the city and is a famous travel route through the state. One of the primary draws of this area for students, visitors, and residents alike is the outdoor sports available, such as hiking, kayaking, surfing, windsurfing, sailing, and kite boarding. With so much to offer both visitors and residents, the city is full of traffic congestion, making the risk of accidents and tickets high. In 2014 there were 436 DUI arrests in San Luis Obispo County, and the overall crime rate in San Luis Obispo is 51% higher than the national average. If you have any serious violations on your record, it is very important that you understand all the options for cheap SR22 insurance San Luis Obispo has available.

About Cheap SR22 Insurance San Luis Obispo

cheap SR22 insurance San Luis Obispo 2An SR22 provides proof to the DMV that you have the amount of liability coverage required by the state of California. The California Department of Motor Vehicles requires an SR 22 filing for drivers who have had their license suspended. You can get an SR22 from your insurance company, then they will file it electronically with the DMV. You must keep your SR22 insurance active for a minimum of three years. If your policy lapses, cancels, or non-renews for any reason, the DMV is notified and your license could be re-suspended. It is a good idea to enroll in an automatic payment plan for your insurance, that way it won’t be cancelled because of a late payment.

Examples of situations which may result in a temporary license suspension requiring an SR22 filing include, but are not limited to:

  • Excessive citations or tickets within a year
  • DUI or DWI violations
  • Outstanding fines
  • Caught driving without insurance

Save Money On SR22 Insurance

cheap SR22 insurance San Luis Obispo 3Carpooling or public transportation is the best option during the three years you must maintain your sr22 insurance. There are 2 airports and 6 Amtrak train stations within 30 miles of the San Luis Obispo city center. SLO Transit is the City’s bus and provides daily fixed-route transit services within the City Limits and to Cal Poly. If you work in San Luis Obispo’s downtown district you may be eligible for a free SLO Transit bus pass. The Regional Transit Authority (RTA) offers bus services within the County of San Luis Obispo connecting in to the City.Carpooling or public transportation is a good way to save time and money, and help you stay off the road during your probation term for a suspended license.