Cheap SR22 Insurance Lake Forest


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cheap sr22 insurance lake forestLake Forest is located in Orange County, California and gets its name from two man-made lakes. The lakes are crowded with recreational parks and suburban homes, and people who like an active lifestyle. Many people at one time or another have had the misfortune to have there license suspended or revoked. If you are a resident of the area, its a good idea to check all the options for cheap SR22 insurance Lake Forest has to offer.

What Is An SR22?

An SR 22 filing is required be the California Department of Motor Vehicles for drivers who have had their license suspended or revoked. An SR22 is proof to the DMV that you have the liability coverage required by the state of California. Examples of situations which may result in a temporary license suspension and require an SR22 filing include, but are:

  • In an accident without insurance
  • Excessive citations or tickets within a year
  • DUI convictions
  • Driving without insurance

You can get an SR22 filing from your insurance company, then they will file it electronically with the DMV. An SR22 is not very expensive, only a $15 to $25 fee, depending on the company. If your auto insurance policy lapses, cancels, or non-renews for any reason, the DMV is notified and your license could be re-suspended. You have to begin the process all over again, and maintain it without interruption for three years.

To prevent that from happening, it is a good idea to sign up for automatic payments with your back or insurance company. Or, you can pay your whole premium up front if you have the funds available to do so.

Any time your license is suspended, your auto insurance will increase in price. If you are nervous about driving during this time, you should look at what public transportation is available in Lake Forest. Taking a bus or train instead of your car will insure that you do not get another ticket or citation.