Cheap SR22 Insurance Indio

 

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cheap sr22 insurance IndioIndio is a city in Riverside County, in the Riverside-San Bernardino metro area, and known as the “Date Capital of the World.” The community was named for the large number of Indians who lived there when it was a railroad construction camp. Indio has been nicknamed the “City of Festivals” because of all the cultural events held in the city, most notably Coachella Valley Music and Arts Festival. This makes it a very busy traffic hub, and the average commute time for Indio workers is 21 minutes, compared with 26 minutes nationwide. The number of violent crimes recorded by the FBI in 2003 was 443. The number of murders and homicides was 9. The violent crime rate was 8.1 per 1,000 people. The overall crime rate in Indio is 8% higher than the national average. A total of 22 fatal motor vehicle accidents occurred in Indio between 2001 and 2003, according to reports gathered by the National Highway Traffic Safety Administration. This is a rate of 4.5 fatal crashes per 10,000 population, which was slightly higher than the national norm. Indio is included in Riverside County statistics, and in 2014 there were 93 DUI arrests in the county. If you have any serious violations on your record,like a DUI, it is very important that you understand all the options for cheap SR22 insurance Indio  has available.

About Cheap SR22 Insurance Indio

An SR22 provides proof to the DMV that you have the amount of liability coverage required by the state of California. The California Department of Motor Vehicles requires an SR 22 filing for drivers who have had their license suspended. You can get an SR22 from your insurance company, then they will file it electronically with the DMV. You must keep your SR22 insurance active for a minimum of three years. If your policy lapses, cancels, or non-renews for any reason, the DMV is notified and your license could be re-suspended. It is a good idea to enroll in an automatic payment plan for your insurance, that way it won’t be cancelled because of a late payment.

cheap sr22 insurance Indio 2Examples of situations which may result in a temporary license suspension requiring an SR22 filing include, but are not limited to:

  • Excessive citations or tickets within a year
  • DUI or DWI violations
  • Outstanding fines
  • Caught driving without insurance

Save Money On SR22 Insurance

cheap sr22 insurance Indio 3The best way to save money on your car insurance is to minimize your time behind the wheel. The less you are on the road, the less risk for tickets and accidents that can increase your insurance, or get your license suspended again. There are  4 Amtrak train stations within 30 miles of the Indio city cente, and the Greyhound and Amtrak passenger buses have a highly used bus depot in downtown Indio. The number of people who carpool to work in Indio is 21% higher than the national average, which is another great way to reduce your risk and save money.