Cheap SR22 Insurance Burbank

 

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cheap sr22 insurance burbankBurbank is 12 miles northwest of downtown Los Angeles, with a population of 105,368 in 2014. Because it is so close to Hollywood there is a ton of business traffic as well as commuters and tourists. There is also a large police presence so it is possible you may find yourself at some point with a suspended or revoked drivers license. Residents of Burbank should take the time to look at all the options for cheap sr22 insurance Burbank has available.

What Is An SR22?

 

An SR22 is a form that is attached to your insurance policy. Your insurance company can help you fill out the form and then they will electronically file it with the Department of Motor Vehicles. It is proof that you have the correct amount of insurance coverage and will release your drivers license.

The SR22 insurance must stay active for three full years. If you forget to make your insurance payment or get another serious traffic violation, your license can be suspended again. This is why it is a good idea to sign up for automatic payments each month, and be an extra careful, safe driver.

If you need an SR22 due to a DUI, you will also need to enroll in a DIU program that is listed with the Department of Motor Vehicles. Major violations like DUIs will stay on your record for up to 10 years. However most insurance companies will rate them as 2 point violations for three years, and then 1 point violations after that. That can help your rates go down after your SR22 period expires.

If you have your license suspended for even one day you will lose your Good Driver Discount. Keeping your auto policy active is the best way to fulfill the DMV requirements, and after three years your rates will start to go down again. In the meantime, this could be a good opportunity to try out the many types of public transportation available in Burbank.