Cheap SR22 Insurance Alameda


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cheap sr22 insurance alamedaAlameda is a city in Alameda County, in the San Francisco-Oakland metro area. If you live in this city and have had your license suspended, it is very important that you understand all the options for cheap SR22 insurance Alameda has available. The community name derives from Spanish for “grove of poplar trees.” Alameda spans two islands and part of a peninsula on the east side of San Francisco Bay. The number of violent crimes recorded by the FBI in 2003 was 332. The violent crime rate was 4.5 per 1,000 people. In 2014 there were 167 DUI arrests. The average commute time for Alameda workers is 30 minutes, compared with 26 minutes nationwide. A total of 4 fatal motor vehicle accidents occurred in Alameda between 2001 and 2003, according to reports gathered by the National Highway Traffic Safety Administration. This is a rate of .6 fatal crashes per 10,000 population, which was lower than the national norm.

About Cheap SR22 Insurance Alameda

An SR22 provides proof to the DMV that you have the amount of liability coverage required by the state of California. The California Department of Motor Vehicles requires an SR 22 filing for drivers who have had their license suspended. You can get an SR22 from your insurance company, then they will file it electronically with the DMV. You must keep your SR22 insurance active for a minimum of three years. If your policy lapses, cancels, or non-renews for any reason, the DMV is notified and your license could be re-suspended. It is a good idea to enroll in an automatic payment plan for your insurance, that way it won’t be cancelled because of a late payment.

Examples of situations which may result in a temporary license suspension requiring an SR22 filing include, but are not limited to:

  • Excessive citations or tickets within a year
  • DUI or DWI violations
  • Outstanding fines
  • Caught driving without insurance

Save Money On SR22 Insurance

cheap sr22 insurance alameda 2One of the best ways to avoid a repeat driving violation is to take advantage of public transportation. There are 2 airports and 16 Amtrak train stations within 30 miles of the Alameda city center. The average travel time to work in Alameda is 15% higher than the national average. The number of people who take public transportation in Alameda is 215% higher than the national average. The Alameda-Contra Costa Transit District is the third-largest public bus system in California, serving 13 cities and adjacent unincorporated areas in Alameda and Contra Costa counties. AC Transit serves 5,500 bus stops with 124 local lines; 32 transbay lines; and six All-Nighter lines. AC Transit’s service provides connections with 21 BART stations, six Amtrak stations, three ferry terminals, and nine other bus systems.