Cheap Motorcycle Insurance Victorville, CA

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Victorville is a city in California located near the Apple Valley region. Southwest of San Bernardino County, Victorville has a vast desert to one side, and a sparkling city to the other. Motorcycle enthusiast love its out of the way appeal. Looking up at snow capped mountains, or out towards wide open spaces, this town has many geographical layers. Close to the Mojave Desert, motorcycle riders look forward to the open roads they have access to.

A college, a hospital and an airport make up most of this towns workplaces.  However, there are a lot of commuters who head into the larger cities such as San Bernardino. Taking your bike down Highway 15 brings you to the Inland Empire.  Whether you are commuting to work, or looking for a great weekend bike ride at nearly 3000 ft elevation, Victorville is a great place to do it in. You already know as a biker, you ride with risk.  The more you ride, the more risk is involved.  Choosing to get the best, cheap motorcycle insurance Victorville requires you to have is smart.  You may need more than just basic insurance. Let’s look at what is required, and then what most people choose to have for insurance.

Motorcycle Insurance Requirements Victorville

Here are the minimum motorcycle insurance requirements for the state of California:

Bodily Injury Liability Limits: (this will only cover the other party involved in an accident and will not cover your own bike)

  • $15,000 per person
  • $30,000 per occurrence

Property Damage Liability Limits:

  • $5,000 per occurrence

You may be thinking that this is not enough insurance to really protect you. And you are right, you will need more than the basics. Here is what most riders need for their cheap motorcycle insurance in Victorville.

  • Collision coverage will cover you and your bike in case you are in an accident.
  • Comprehensive coverage will cover things such as theft and other damages not incurred by an accident.
  • Towing coverage is always a good idea. You don’t want to be stuck out on the side of the road without knowing you can get you and your bike towed.
  • Uninsured Motorist coverage is very underrated, but used more often than you might think. This will cover you if someone hits you that does not have insurance.
  • You can also get your gear insured.  You spend a lot of money on gear so why not protect it?

If you want even more savings, try taking a motorcycle safety class.  Many times your insurance company will reward you for doing this by giving you a discount.

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