Cheap Motorcycle Insurance in Oxnard, CA

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Oxnard, California is a beautiful community close enough to the ocean to call yourself a “beach-goer”.  It’s also right next to the beautiful Santa Monica Mountains where winding turns and beautiful views are in abundance. As a motorcycle rider, you really have the best of it all.

The Pacific Coast Highway is one of the main highways near Oxnard,  and it can take you on some of the most beautiful and scenic rides you’ll ever see. Close to large cities like Ventura, and only 40 minutes to Santa Barbara, Oxnard is convenient and that makes life here easy. Having a motorcycle in this town means that you will probably hit some heavy traffic. Oxnard is placed right where everyday commuters meet weekend tourists. After living here for a while, you have probably noticed that as a biker, you need to have the best cheap motorcycle insurance Oxnard requires. Whether riding the backroads up through Ojai, or commuting into Los Angeles for work, good coverage is a must! And here is what you will need and want:

Motorcycle Insurance Requirements Oxnard

Here is what you will need as far as insurance for the state of California:

Bodily Injury Liability Limits:(This will cover the other party if you are in an accident but not you)

  • $15,000 per person
  • $30,000 per occurrence

Property Damage Liability Limits:

  • $5,000

These limited requirements are going to only protect the other party so that you don’t have to pay for it out of pocket. However, this is the bare minimum and you won’t feel entirely risk-free while riding.  Here are the coverages we recommend in order to feel good about your cheap motorcycle insurance in Oxnard:

Collision coverage is a great way for you to be covered in case your bike is damaged in an accident.

Comprehensive coverage is also a smart idea because it will cover things like theft and any other damages to your bike.

Towing coverage might be a good idea as well for you riders that go out on long runs.  Towing will cover or reimburse you for any towing expenses and can really come in handy.

One type of insurance that people usually don’t think about having is Uninsured Motorist coverage.  There are many riders and drivers who unfortunately don’t have insurance. This means if you are hit, you will not be covered. If you obtain uninsured motorist coverage, you will be able to fix your damaged bike.

Shopping for motorcycle insurance should put your mind at ease.  Cheap motorcycle insurance could save you a ton! Be prepared. Get insured.

Great Links for Motorcycle Riders in Oxnard

Motor Sports Store

Repair Shop

Motorcycle Training

Rider Safety 

CHP Safety