Cheap Motorcycle Insurance Oceanside, CA

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The beautiful Oceanside, California is home to great beaches, sunny skies, and proudly offers the Marine Corps Base of Pendleton.  Located in San Diego County, it is close to other large cities and amenities.  This community prides itself on local businesses and tourism.  As a motorcycle enthusiast you have access to the best riding routes of Southern California as well as the main highway systems of California.  Take a day trip to the wine country in Temecula, CA, or head down to Del Mar.  Wherever you go, natural beauty will surround you. Riding in San Diego County can be tricky because of the high volumes of tourists and commuters. Oceanside is home to thousands of visitors each weekend and if you ride, you know that this means a higher risk of getting into an accident.  Being insured correctly will help.  It is so simple to get your hands on the cheap motorcycle insurance Oceanside residents need to have.  There are multiple options, so let’s go over them.

Motorcycle Insurance Requirements Oceanside

Bodily Injury Liability Limits: (covers the other party involved in the accident)

  • $15,000 per person
  • $30,000 per occurrence

Property Damage Liability Limits:

  • $5,000 per occurrence

These basic requirements are a great start, but they will not give you peace of mind when riding.  What if your bike is totaled in an accident? Don’t you want that to be covered? Cheap motorcycle insurance in Oceanside doesn’t mean you have to sacrifice quality. We also give discounts for good driving records. Most people will tell you that you also need to be covered with this:

  • Collision coverage – This will cover damage to your bike if you get into an accident. You have probably already put in a great deal of time, energy and money into your bike, so make sure you are covered if you get into a wreck.
  • Comprehensive coverage – This will cover any theft to your bike and other types of damage not from an accident.
  • You also have the option of getting your gear insured.  Gear can be expensive and can also save your life.  Insure it!
  • Towing is a wonderful insurance tool because it will help you as a motorcyclist if you are out on a weekend run and get stranded somewhere.
  • Uninsured motorist coverage is a great idea because we all know that not everyone is driving legally.  You don’t want to get left paying out of pocket because the person that hit you isn’t covered.

Rule of thumb: It’s better to be over insured than under insured.  Get your quote for quality cheap motorcycle insurance today!

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