Cheap Motorcycle Insurance Elk Grove, CA

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Elk Grove, California is a large suburb of Sacramento (the State Capitol). Elk Grove has so much to offer its residents including: new shopping centers, access to the Delta and wine country, as well as great school systems.  It’s no surprise that people have been flocking here for the past ten years.  The population of Elk Grove has reached over 165 thousand people and it keeps growing. This large town also has its fair share of bikers.  People love to commute into Sacramento for work, and use their motorcycles to help them move through traffic and to get a better parking spot in the big city.

Having a motorcycle in a congested area like Elk Grove means you should be ready for anything. As a rider, you probably already know that riding a bike puts you at risk.  Getting your hands on the cheap motorcycle insurance Elk Grove requires you to have is easy and straight forward.  There is basic insurance for motorcyclists, but that is only what you need. To really ride risk free, you will want more.

Motorcycle Insurance Requirements Elk Grove

Here are the basic insurance requirements for the state of California:

Bodily Injury Liability Limits: (this means that the other party involved in the accident is covered, but your bike is not)

  • $15,000 per person
  • $30,000 per occurrence

Property Damage Liability Limits:

  • $5,000 per occurrence

There are many ways to obtain better discounts with your cheap motorcycle insurance in Elk Grove. You can take safety classes, or just keep a good driving record!

Your insurance company will reward you for this.  But the real reward is when you can ride with freedom and not worry about how damages or theft will get be for if you are in an accident.

Here is what most motorcycle enthusiasts want to feel secure:

  • Collision coverage, which will protect you and your bike in case of a crash.
  • Comprehensive coverage, which will cover theft and other damages not incurred by an accident.
  • Towing, which will help you if for some reason your bike breaks down and you need a lift.
  • Uninsured Motorist coverage, which will cover you if you are hit or damaged by someone who does not have insurance.  This does happen, so be prepared.

The best feeling in the world is hugging a tight turn on your bike, or feeling the fresh air as you make your way down an open Highway.  Let this feeling exist.  Be safe.  Be prepared.

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