Cheap Motorcycle Insurance Costa Mesa, CA

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Costa Mesa, California was once a small, beautiful agricultural town. Now, boasting a strong retail economy, Costa Mesa is a large and prosperous city in Orange County. Most people flock to this town for it’s great weather and beauty. It’s close to amazing beaches such as Huntington and Newport. Livability is high in this motorcycle paradise. Costa Mesa butts up against the 405 freeway and the 73. It is home to Orange college, and has many commuters traveling through its territory.  Most commuters head north towards Los Angeles for work, or sometimes head east to Irvine.

As a motorcycle rider you probably know that with heavy commuting, comes heavy risk. When you ride around the Orange County area, it’s easy to see how dangerous it can be to ride a bike (a lot of people and a lot of cars). There are amazing benefits to owning a motorcycle. And there is also a lot of responsibility. You need to be prepared with the correct motorcycle insurance. Getting your hands on the cheap motorcycle insurance Costa Mesa requires you to have is easy.

Motorcycle Insurance Requirements Costa Mesa

Here are the minimum requirements for motorcycle insurance in the state of California:

Bodily Injury Liability Limits: (this will cover the other party involved in the accident but your own bike will not be)

  • $15,000 per person
  • $30,000 per occurrence

Property Damage Liability Limits:

  • $5,000 per occurrence

This is just the basic insurance you can have. You will probably need more if you really want to ride safely. More often than not, it is better to be over insured than under insured. Having cheap motorcycle insurance in Costa Mesa means having the protection you deserve! Let’s see what most riders want to have.

  • Collision coverage- this will cover you and your bike in case of an accident.
  • Comprehensive coverage- this will cover things like theft and other damages not incurred from an accident.
  • Towing coverage- this is always useful in case you are stranded on the side of the road. You will be covered or reimbursed for the cost of the tow.
  • Uninsured Motorist coverage- this means you will be covered in case someone hits you that does not have insurance.

You probably didn’t know that you can also get your gear covered! Gear and helmets are expensive, so why not protect what protects you?

Want to save even more? Try taking a motorcycle safety class. Most insurance companies will reward you with a discount for taking one. Don’t cheat yourself on the very best motorcycle insurance. Get your free quote today from cheap insurance.

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