Cheap Motorcycle Insurance Chula Vista, CA

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Chula Vista is one of the most populated cities in the San Diego area.  Only a few miles from San Diego itself, it is a hot spot for commuters and tourism. Beautiful sunny Southern California weather keeps motorcycle enthusiasts out riding for most of the year. Located only miles from the California/Mexico border, this town is rich with culture, diversity and its own strong heritage.  Part of that heritage is its motorcycle culture.  With all of the hundreds of thousands of people riding and driving in Southern California, why not get the very best cheap motorcycle insurance Chula Vista requires? You can ride with the freedom and security of being insured with us!

Motorcycle Insurance Requirements in Chula Vista

Here is what is needed to ride a motorcycle in the great state of California:

Bodily Injury Liability Limits: this covers the other party if you are in an accident but unfortunately does not cover your own costs.

  • $15,000 per person
  • $30,000 per occurrence

Property Damage Liability Limits: this covers the other party if property is damaged.

  • $5,000 pr occurrence

Even though these are the requirements, we all know as riders that we need full coverage to feel safe.  Getting cheap motorcycle insurance in Chula Vista doesn’t mean you have to sacrifice the best and total coverage you need.  Why spend out of pocket when you could be covered? Here is what we would suggest you get to make sure you can ride risk-free:

Comprehensive coverage is highly suggested because this covers you in case of theft or damage not related to an accident.  Collision Coverage is a must in case you are at-fault in an accident.  This will cover you and your bike if you rear end someone or end up in another type of accident.  You know that bikes are dangerous, but if you have ever hit a car with your bike, chances are your motorcycle will be worse for wear.

Uninsured motorists insurance is a great idea because if you don’t carry it and are hit by someone who does not have insurance, you will have to pay for the damages out of your own pocket.

Towing is another feature which can come in handy. Ever been out on a nice, long weekend ride and gotten stranded?

Cheap motorcycle insurance is a great tool to help you succeed in being totally covered for any eventuality.

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