Colorado, with its breathtaking mountain ranges, winding roads, and diverse landscapes, is a haven for motorcycle enthusiasts. But with a plethora of motorcycle models available, choosing the right one for unique riding conditions can be a challenge. Cheap Insurance explores the top 5 motorcycle models in Colorado to navigate  scenic highways.

Key Takeaways:

  • Colorado’s varied terrain calls for specific motorcycle types. Consider adventure, touring, dual-sport, standard, or sport touring models for the riding style and destinations.
  • Motorcycle insurance is mandatory in Colorado. Shop around and compare motorcycle insurance quotes to find affordable insurance that suits your needs.
  • Dress for the changing weather conditions with a helmet, eye protection, jacket, pants, gloves, and boots. Pack rain gear for unpredictable downpours.
  • Colorado law requires eye protection for all riders and passengers, but helmets are only mandatory for riders under 18. Always prioritize safety and wear a DOT-approved helmet.
  • Ride defensively, be visible to other drivers, and maintain your motorcycle for a safe and enjoyable Colorado adventure.

What are the Top 5 Styles of Motorcycles that can handle Colorado? 

  1. Adventure Motorcycles

Built for conquering various terrains, adventure motorcycles excel on both paved and unpaved roads. Their tall suspension tackles bumps effortlessly, while their upright seating position offers excellent visibility and control. 

  • BMW R 1250 GS: A legendary adventure bike known for its power, comfort, and off-road capability.
  • KTM 1290 Super Adventure S: A powerful and technologically advanced option for experienced riders seeking maximum performance.
  • Honda Africa Twin: A well-balanced and reliable choice, perfect for exploring Colorado’s diverse terrain.

     

  1.  Touring Motorcycles

For riders who prioritize comfort and long-distance cruising, touring motorcycles provide a luxurious experience. Loaded with features like windshields, luggage compartments, and comfortable seating, they allow for extended journeys in style.

  • Harley-Davidson Road Glide: A classic touring bike with exceptional comfort and iconic American style.
  • Honda Gold Wing: Renowned for its luxurious amenities and smooth ride, making long highway stretches a breeze.
  • Indian Roadmaster: A feature-rich touring motorcycle with a powerful engine and comfortable ergonomics.

     

  1. Dual-Sport Motorcycles

These versatile machines offer the best of both worlds, seamlessly transitioning from paved roads to light off-road adventures. Their nimbleness and lightweight nature make them ideal for exploring Colorado’s backcountry. 

  • Kawasaki KLX250: A beginner-friendly and fuel-efficient option perfect for exploring Colorado’s trails.
  • Suzuki DR-Z400: A powerful and versatile dual-sport motorcycle well-suited for experienced riders.
  • KTM EXC-F range: High-performance, competition-derived dual-sport bikes for riders seeking a thrill on Colorado’s off-road paths.

     

More Motorcycle Models to Choose From: 

 
  1. Standard Motorcycles

Offering a balance between comfort, agility, and affordability, standard motorcycles are a popular choice for everyday riding in Colorado. Their upright seating position provides good visibility, while their nimble handling makes them perfect for navigating city streets and mountain twisties. 

  • Yamaha MT-07: A well-rounded and exciting standard motorcycle with a thrilling engine and sharp handling.
  • Triumph Bonneville T120: A classic and stylish standard bike with a comfortable riding position and timeless design.
  • Kawasaki Z900: A powerful and aggressive streetfighter ideal for experienced riders seeking a sporty ride.

     

  1. Sport Touring Motorcycles

For riders who enjoy a blend of sporty performance and touring comfort, sport touring motorcycles offer the perfect solution. They boast wind protection for long journeys, while their powerful engines and responsive handling deliver an exhilarating riding experience on Colorado’s winding mountain roads. 

  • Yamaha FJR1300: A powerful and comfortable sport tourer with excellent long-distance capabilities.
  • Kawasaki Ninja 1000 SX: A sporty and technologically advanced option, offering thrilling performance with touring amenities.
  • BMW R 1250 RT: A luxurious and refined sport tourer known for its comfort, performance, and advanced features.
cheap motorcycle insurance, Top 5 motorcycles
Image Credit: Javier Aguilera

Is Motorcycle Insurance Required for Mountain Adventures?

Yes, motorcycle insurance is mandatory in Colorado. It protects you financially in case of an accident, covering medical expenses, repairs to your motorcycle caused by and accident, and liability for injuries caused to others.

Hitting the Road on a Budget: Can One Find Affordable Motorcycle Insurance in Colorado?

Finding affordable motorcycle insurance in Colorado is possible. Here are some tips.

  • Shop around and compare motorcycle insurance quotes: Get quotes from different insurance carriers to find the best cheap motorcycle insurance.
  • Consider your coverage needs: Choose the level of coverage that fits your budget and risk tolerance.
  • Maintain a clean driving record: A good driving history translates to lower price of motorcycle insurance.
  • Take safety courses: Completing motorcycle safety courses can qualify you for discounts on insurance.
  • Increase your deductible: Opting for a higher deductible can lower your motorcycle insurance, but ensure you have enough savings to cover the upfront cost in case of an accident.

Essential Gear for Colorado’s Diverse Riding Environments

Colorado’s weather can be unpredictable, with temperatures varying significantly depending on altitude and location. Here’s essential gear for safe and comfortable riding.

Helmet: A Department of Transportation (DOT) approved helmet is mandatory by law and your most crucial safety equipment.
Eye Protection: Goggles or a helmet with a visor are essential to shield your eyes from dust, wind, and debris.
Jacket: Choose a weather-appropriate jacket. A textile jacket provides good weather protection and breathability, while a leather jacket offers abrasion resistance.
Pants: Durable riding pants made of leather or abrasion-resistant textiles are crucial for leg protection.
Gloves: Invest in good quality riding gloves that offer protection and grip while allowing for proper feel of the handlebars.
Boots: Sturdy motorcycle boots with ankle protection are essential.

Rain Gear: Pack a waterproof jacket and pants for unexpected downpours.

Colorado’s diverse landscapes offer a playground for motorcycle enthusiasts. From conquering mountain passes on an adventure bike to cruising scenic highways on a touring motorcycle, there’s a perfect machine for every rider and adventure.

Remember, before hitting the road, ensure you’re properly insured. Motorcycle insurance provides peace of mind, protecting you financially in case of an unexpected accident. With various insurance providers offering competitive rates, take your time to compare cheap motorcycle insurance quotes and choose coverage that aligns with your budget and riding needs.

By

Tito Bucheli

Updated

September 11, 2024

Published

May 8, 2024

Edited By

Fausto Bucheli Jr