By

John Davey

Updated

March 4, 2024

Edited By

Fausto Bucheli Jr
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Georgia, known for its diverse landscape, bustling cities, and rich history, boasts a unique automotive landscape. Understanding popular car and truck choices in Georgia can be valuable for potential car buyers and anyone interested in the state’s automotive trends.

Cheap Insurance explores the five most popular new cars and trucks in Georgia, based on information and data developed by Southwest Journal in the most recent recorded year, 2023. We also take a look at the average costs for car insurance in Georgia by vehicle type. 

Key Takeaways:

  • Trucks reign supreme: Full-size trucks like Ford F-150 and Chevrolet Silverado top the list, reflecting Georgia’s diverse needs.
  • Sedans hold strong: Reliable and fuel-efficient options like Toyota Camry and Honda Accord remain popular choices.
  • Data-driven insights: This ranking is based on 2023 sales data, offering a reliable picture of current trends.
  • Insurance costs vary: Understanding average costs by vehicle type can aid budgeting decisions.
ford f150
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 Top 5 Most Popular New Cars and Trucks in Georgia based on sales

1) Ford F-150: Full-size Truck

This perennial best-seller remains a top choice in Georgia, offering a powerful and capable truck suitable for work, hauling, or exploring the state’s diverse landscapes. Its spacious cabin and available towing capacity cater to a wide range of needs.

2) Chevrolet Silverado 1500: Full-size Truck

Another popular full-size truck option, the Silverado provides comfort and power for drivers needing a capable vehicle for work or recreation. Its diverse trim levels allow drivers to choose features that match their individual preferences and budget.

3) Toyota Camry: Mid-size Car

This popular mid-size sedan offers a compelling blend of fuel efficiency, reliability, and comfort, making it a practical choice for Georgia drivers seeking an affordable and dependable car for everyday commutes. Its spacious interior and reputation for safety also contribute to its popularity.

4) Honda Accord: Mid-size Car

Another fuel-efficient and reliable mid-size car, the Accord is a popular option for Georgians seeking a practical and comfortable sedan. Its reputation for safety and value makes it a strong contender in the competitive car market.

5) Nissan Altima: Mid-size Car

This fuel-efficient and affordable mid-size sedan offers an attractive option for budget-conscious drivers in Georgia. Its spacious interior and available features cater to individuals and families seeking a practical car for daily commutes or long-distance trips.

These descriptions highlight the key features and potential reasons why these vehicles are popular choices among Georgia drivers, considering their diverse needs and preferences for both trucks and fuel-efficient sedans.

Average Annual Car Insurance Costs in Georgia by Vehicle Type:

The type of car you choose in Georgia can significantly impact your annual car insurance costs. Here’s a breakdown of the average annual car insurance costs in Georgia for different vehicle categories, based on full coverage policies (including liability, collision, and comprehensive coverage):

  • Full-sized and Heavy-duty Trucks: Due to their larger size, higher repair costs, and potential use for high-risk activities (towing, hauling), full-sized and heavy-duty trucks typically have the highest average annual insurance cost in Georgia, ranging from $2,300 to $3,000.
  • Mid-size Trucks: Offering a balance between size and capability, mid-size trucks generally carry a lower average annual car insurance cost compared to full-sized trucks. Georgia motorists can expect to pay an average of $1,800 to $2,500 per year for full coverage car insurance on mid-size trucks.
  • Mid-size Cars: As smaller, lighter vehicles with generally lower repair costs, mid-size cars typically fall into a more affordable auto insurance category compared to trucks. The average annual cost for full coverage on mid-size cars in Georgia ranges from $1,500 to $2,000.
  • Compact Cars: Offering the¬†most affordable car insurance¬†option among the listed categories, compact cars benefit from their smaller size, lower repair costs, and typically lower risk profile. Georgians can expect to pay an average of $1,200 to $1,700 per year for full coverage auto insurance on compact cars.


It’s important to remember that these are
averages and individual car insurance quotes can vary significantly based on several factors, including:


Therefore, it’s crucial to compare auto insurance quotes from multiple insurance companies before making a decision to ensure you get the most affordable car insurance in Georgia for your specific needs and circumstances.

chevy silverado 1500
image credit - Jonathan Cooper

5 Tips to Find Inexpensive Car Insurance in Georgia:

Finding inexpensive car insurance in Georgia can feel overwhelming, but implementing these tips can help you save money:

  1. Shop around and compare insurance quotes: Don’t settle for the first offer you receive. Get car insurance quotes from multiple car insurance companies, including national companies and local providers, to compare rates and coverage options.
  2. Maintain a good driving record: This is one of the biggest factors influencing your auto insurance cost. Avoiding accidents and traffic violations can significantly lower your premium.
  3. Raise your deductible: Increasing your car insurance deductible, the amount you pay out-of-pocket before insurance kicks in, can lead to a lower monthly car insurance premium. However, ensure you can comfortably afford the higher deductible in case of an accident.
  4. Ask about discounts: Many insurance companies offer auto insurance discounts for various factors like being a good student, having multiple insurance policies with them, or owning safety features in your car.
  5. Bundle your insurance: Consider bundling your car insurance with other insurance policies like homeowner insurance or renters insurance. This can often lead to significant cost savings.


By following these tips and taking the time to research and compare options, you can find affordable car insurance in Georgia that meets your needs and budget. Remember, the 
cheapest auto insurance option isn’t always the best, so prioritize finding a balance between cost and coverage.

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