The cheapest car insurance rates in Kentucky!

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There are 5 major interstate highways having speed limits of 65 and 70 MPH. In 2006 the Kentucky toll road system was completely abolished. We make it point, at Cheap Insurance, to better understand our consumers situations and the laws they face. Our deep knowledge of the laws and circumstances in Kentucky allow us to offer the cheapest insurance rates around, period.

Insurance Facts

The average 12-month car insurance premium in Kentucky was $1,676 as of December, 2011.
Penalties for failure to carry current insurance on a registered car in Kentucky include immediate registration revocation, a fine between $500 and $1,000 and/or up to 90 days in jail.

Kentucky allows out-of-state students and military members to maintain their out-of-state car registration with proof of enrollment or enlistment.

State Car Insurance Requirements 

  • The mandatory minimum bodily injury coverage per individual in Kentucky is $25,000.
  • The mandatory minimum bodily injury coverage per accident in Kentucky is $50,000.
  • The mandatory minimum property damage coverage per accident in Kentucky is $10,000.

Did you know?

Kentucky has real horsepower. The Churchill Downs racetrack in Louisville, Kentucky is home to the annual Kentucky Derby – the oldest continuously held horse race in the country.

Helpful Resources

DMV website

The Kentucky Transportation Cabinet handles most auto-related matters – their website may be found here.

Registration Information

Vehicle registrations in Kentucky are handled by the county clerk’s offices. A full listing of county clerks offices may be found here.

See more:
Cheap Car Insurance in Lexington-Fayette
Cheap Car Insurance in Louisville
Cheap Car Insurance in Covington

Average Annual Premiums in Kentucky = $1,572  | via

Not Convinced?

Local Kentucky agencies we can beat in price.

Corey Insurance Agency
Visit Yelp review

3832 Taylorsville Rd Ste 1
Louisville, KY 40220
(502) 473-7910

Nolan Insurance Corporation
Visit Yelp review

903 E Chestnut St
Louisville, KY 40204
(502) 589-4746

AAA Kentucky Insurance Agency
Visit Yelp review

321 Whittington Pkwy
Louisville, KY 40222
(502) 425-7885