How climate change may impact your auto insurance
Increased extreme weather and natural disasters are affecting auto insurers. Let’s explore the impacts and what it means for consumers. image credit jgolby // Shutterstock Climate Change and Auto Insurance Extreme heat waves have blanketed the southern U.S., and out-of-control Canadian wildfires have caused poor air quality in many parts of the country. Weather events […]
Is a Telematics Device Worth the Savings on Insurance Costs? Understanding the Pros and Cons of Usage-based Car Insurance
Are you looking to save on car insurance premiums without compromising on coverage? Telematics devices, a key component of usage-based insurance (UBI), offer a promising solution. These cutting-edge devices track and monitor your driving behavior, providing insurers with valuable data to tailor your car insurance premiums based on your driving habits. But the question remains: […]
How Long Does an SR22 Last? SR22 Insurance Requirements by State
image credit – Bruno Ticianelli Confused about SR22 insurance? This comprehensive post answers all your questions about SR22, from why you need it to how long it lasts. Learn valuable tips to get rid of SR22 faster and understand the differences in SR22 requirements across states. Introduction If you’re a licensed driver, you might have […]
What You Should Know About GAP Insurance
Introduction Discover the importance of Gap insurance in safeguarding your automotive and financial interests. Unravel the mechanics of Gap insurance, explore its benefits, and learn how it can be a safety net. Make informed decisions to protect your vehicle with confidence and peace of mind. As licensed drivers, we take great pride in owning and […]
Understanding Nonstandard, Standard, and Preferred Auto Insurance
Learn about nonstandard car insurance and how it differs from standard and preferred options. Discover the factors that determine insurance rates and find out how you can transition from nonstandard auto insurance to standard or preferred coverage. A comprehensive guide for licensed drivers to make informed decisions about their auto insurance options. image credit: Vlad […]
What You Should Know About Car Insurance Non-Renewal
Car Insurance Non-Renewal VS. Cancellation Discover the ins and outs of car insurance non-renewal in this comprehensive guide for licensed drivers. Learn the differences between non-renewal and cancellation, reasons for non-renewal, and steps to take if your policy is non-renewed. image credit: Mikhail Nilov Non-Renewal As a licensed driver, your car insurance is an essential […]
What Happens When Your Car Is a Total Loss?
Understanding Total Loss: What Happens When Your Insurance Company Totals Your Car Discover what it means when a car is totaled, how insurance companies determine if a car is totaled, and the factors involved in the decision-making process. Learn about your options after a total loss and the importance of insurance coverage and gap insurance. CheapInsurance.com […]
How Resale Value Impacts The Cost Of Car Insurance
Discover how the resale value of your car can impact the cost of your car insurance. Explore the top car models with high resale value, understand depreciation’s influence on insurance premiums, and learn about zero depreciation add-ons. This consumer guide empowers licensed drivers aged 20-60 to make informed decisions about car insurance. image credit: Esmihel Muhammad […]
Demystifying Average Car Insurance Costs: How Much is Full Coverage Auto Insurance?
Introduction: Car insurance is a vital requirement for every licensed driver, but the costs can vary significantly based on various factors. Whether you’re a new driver or a seasoned one, understanding the key factors that affect car insurance rates is crucial. In this comprehensive consumer guide, we’ll delve into the world of car insurance costs and demystify […]
What speed limit zones are the most likely to see fatalities?
Dmitry Kalinovsky // Shutterstock A total of 39,508 fatal motor vehicle crashes occurred in the United States in 2021, resulting in 42,939 fatalities, according to the National Highway Traffic Safety Administration. Of those, nearly one-third involved speeding—and more than half of those speeding fatalities occurred when the driver was not wearing a seatbelt, a safety […]
