What Is Personal Injury Protection (PIP)?
An auto accident can damage far more than just your car. From medical bills to injuries and lost wages—a car accident can wreak havoc in your life. According to recent statistics by the National Safety Council, the average car accident where there are injuries can cost around $40,000. In other words, a serious auto accident […]
What Happens When Your Car Is Stolen And Then Found?
Today, it happens all too often. You walk out of your front door, a movie theater, a restaurant, or the mall—and your car is missing from the spot where you parked it. According to the National Insurance Crime Bureau (NICB), car theft has increased by 17% since 2019. For many of us, cars are an […]
New car insurance grace period
New Car Insurance Grace Period Explained: Here’s What You Need To Know When you buy a new car, you need to get an auto insurance policy in place before you can drive the car off the dealership floor. Similarly, if you are buying a car from a private seller, you will need to have proof […]
Does car color affect insurance?
You may have heard that red cars are the most expensive to insure. This is often stated as a fact, with the explanation that police officers view people with red cars as more reckless and likely to speed. It is important to know that this is a misconception. Red cars cost the same to insure […]
Do red light tickets affect insurance?
Running a red light can result in a very serious accident—such as a head-on collision or a side-impact accident. If you pull up to a busy intersection, there is a good chance that a red light camera will be hidden there. The purpose of these cameras is to act as a deterrent and catch drivers […]
Does car insurance cover the car or the driver?
As a driver, your car insurance is no doubt one of the most important insurances that you have in place. Not only is it an important part of protecting your finances, but it is also legally required in most states. Your car insurance policy is made up of a set of coverages that protect you […]
Someone Hit My Parked Car And Left. What Do I Do Now?
If someone hits your parked car while you’re not there and leaves the scene of the accident, it is considered a hit-and-run accident. To hit another vehicle and leave the scene is a crime, and you are within your rights to contact the authorities and file a police report in these instances. While the police […]
What Is Recommended For Car Insurance Coverage?
Nearly every U.S. state has laws in place that require you as a driver to have a specific amount of car insurance coverage in place. Although minimum liability insurance coverage will protect you to a certain extent, it is not really enough to protect you financially if you are involved in an accident that is not […]
Best Cheap Car Insurance For College Students
College students are often seen as a higher risk to insure because of their age. In fact, the Centers for Disease Control and Prevention has said that motor vehicle crashes are the leading cause of death for younger drivers in the U.S. The reason for this is that younger drivers are more likely to underestimate […]
What Is Underinsured and Uninsured Motorist Coverage
Being involved in a car accident is a terrible experience, whether you are at fault or not. When it happens that you are not at fault, and you discover that the other driver does not have enough insurance to cover the cost of your injuries or vehicle damages, this makes the experience even worse. You […]