Cheap Car Insurance Jacksonville

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cheap car insurance jacksonville


A Thriving Seaport City


Jacksonville is a seaport city which boasts a great economy and a prosperous retirement community.

The Jacksonville metropolitan area has a population of 1,573,606 and is the 40th largest in the United States and fourth largest in the state of Florida.

Jacksonville is the cultural, commercial and financial center of North Florida.

The city is also a major military and civilian deep-water port, and the third largest military presence in the United States.

It loves being a military town and prides itself on the military festivities here.

Jacksonville’s tourism industry supports 10% of its workforce, so you can bet the daily commute is significant.

Tourism is great all over Florida and makes up a large percentage of the economy every year.




Insurance Requirements Jacksonville

Car Insurance


Car insurance is mandatory in every state.

To drive a car you must have a drivers license, insurance and registration.

Every state is different.

Here is what the state of Florida has to say about cheap car insurance:


  • Florida state is a “no-fault,” meaning that an individual’s insurance company covers their losses regardless of fault.
  • You are required to have a minimum of $10,000 for Personal Injury Protection.
  • Florida also requires a minimum of $10,000 Property Damage Liability.
  • Driving without insurance in Florida can result in a suspension of your registration or driving privileges, and a reinstatement fee of between $150 and $500, plus the cost of insurance.
  • Keep your mileage low. Most insurance companies take your annual mileage into account when calculating your rates. After all, the more you drive the better your chances of getting into an accident. If you can carpool, bike, or take public transportation to work, it’s worth considering. You might save a lot on your auto insurance


How can I save money on car insurance?


You can ask about the following discounts when you talk to a broker about the cheap car insurance Jacksonville residents need:


  • Discounts for safety courses taken- taking a safety course can help your premiums go down because it proves that you are a safe driver.
  • Marital discounts
  • Good driver discounts- having a driving record which shows safe driving and responsible skills will only help you when shopping for insurance.
  • Multi-car discounts- Not only having multiple cars can help, but the types of cars your family drives could save you.
  • Multi-policy discounts- You may want to consider getting homeowners insurance, motorcycle insurance, car insurance, SR22 insurance and much more from the same insurance company.
  • Association discounts
  • Occupation discounts- Depending on what kind of job you have and how far you need to commute for that job could make a difference in your policy choice and price.
  • Excess vehicle discounts


Call a broker today and save tomorrow.

You can also click on the link button below to have a free quote within minutes!


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 Jacksonville Transportation


Jacksonville has multiple taxi services, car rentals and buses cruising through the city.

They Skyway is a mode of transportation which takes you from north Jacksonville down to the south through downtown on weekends.

Trolleys and the river ferry are also modes of transportation in this area.

Jacksonville is also a very bike friendly area with a lot of bike lanes and places to pedal.





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