Average Annual Premiums in Wyoming = $1,732  | via Insure.com

Cheap Insurance Wyoming

Cheap Insurance Wyoming

Driving in Wyoming

Wyoming has some of the lowest insurance rates in the country, in part because of its low population density. Much of the state's driving is on rural roads, and the biggest city only has around 60,000 residents. So naturally, the chances of getting into a traffic crash are low. But that doesn't mean you should take the first quote you get. Instead, take some time to learn about your state and explore all the options for cheap insurance Wyoming can offer.

While most of the major nation-wide insurance carriers are licensed to do business in Wyoming, there are many smaller companies and agencies that are headquartered in the state, and are familiar with Wyoming's unique insurance needs.

Insurance Requirements

  • State law requires bodily injury/death liability in the amounts of $25,000 per person, $50,000 per accident
  • Auto policies are required to include $20,000 in property damage liability
  • Each auto policy includes Uninsured Motorist coverage with limits that match the policy's BI, but consumers can elect to reject this coverage in writing.
  • Driving without insurance in punishable by a fine of up to $750 and, depending on the severity of the violation, up to 6 months in jail.
  • Wyoming is serious about it's requirements, but the upside is that less than 10% of drivers are uninsured, which goes a long way towards making the state a safe place to drive

More information on these requirements can be found on the Dept. of Insurance website.

State Facts

  • In Wyoming open containers are permitted, loaded firearms must be in plain view and motorcycle helmets are mandatory for persons under 19 years of age.
  • Wyoming license plates have a number on the left that tells what county the vehicle was registered in.
  • There are more registered vehicles than there are residents (just under 800,000 registered vehicles).
  • There were 421,000 licensed drivers in the state as of 2012.

Helpful Resources

We Have Your Town Covered!

Average Annual Premiums in Wyoming = $1,732  | via Insure.com

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Not Convinced?

Local Wyoming agencies we can beat in price.

Laramie Investment Company, Inc.
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104 S 5th St
Laramie, WY 82070
(307) 742-2103